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Front exterior of a new home in Sanctuary Beach, Panama City Beach, FL, highlighting curb appeal (Image 1).
Move-in ready
  • 3 bd
  • 2.5 ba
  • 1,771 sqft
Home inSanctuary BeachbyD.R. HortonNorfolk Plan

3528 Cottage Cove Ln, Panama City Beach, FL 32408

$414,900

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  • Single-Family
  • Quick move-in
  • $234.27/sqft
  • East facing

Home description

About this home

Welcome to 3528 Cottage Cove Lane, a new home at Sanctuary Beach in Panama City Beach Florida. This home is ready for move in and is situated on an interior lot. It features a grand entry foyer with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you enter the open living area you will find an open kitchen with peninsula bar and space for bar seating. The dining area is spacious and looks over to the living area. The main living area serves as the heart of the home, as all bedrooms are on the second level.

The stairs located off the foyer lead to a second level landing and hall with all bedrooms and a laundry area. The primary bedroom is located just off the landing and overlooks the back of the home. This space is the perfect retreat and has a large closet and private ensuite bathroom with a large soak tub and separate shower as well as a dual sink vanity.

Leaving the primary bedroom, you will find two additional bedrooms that feature a Jack and Jill bathroom with separate single sink vanities and a shower tub combination. The additional bedrooms are spacious and feature large closets for storage.

May also be listed on the D.R. Horton website

Information last verified by Jome: Today at 3:06 AM (January 13, 2026)

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Estimated value based on Jome data, T&C apply

Home details

*Pricing and availability are subject to change.
Property status:
Move-in ready
Neighborhood:
Upper Grand Lagoon
Size:
1,771 sqft
Stories:
2
Beds:
3
Baths:
2.5
Garage spaces:
1
Facing direction:
East
Norfolk image

Floor plan details

Norfolk

from$509,900
  • 3 bd
  • 2.5 ba
  • 1,771 sqft

View Norfolk details

Norfolk

Construction details

Builder Name:
D.R. Horton

Home features & finishes

Garage/Parking:
GarageAttached Garage
Interior Features:
Walk-In ClosetFoyerPantry
Laundry facilities:
Utility/Laundry Room
Rooms:
KitchenPowder RoomDining RoomLiving RoomOpen Concept FloorplanPrimary Bedroom Upstairs
Sanctuary Beach image

Community details

Sanctuary Beach

by D.R. Horton, Panama City Beach, FL

from$414,900
  • 5 homes
  • 4 plans
  • 1,771 - 2,550 sqft

View Sanctuary Beach details

Sanctuary Beach

More homes in Sanctuary Beach

Pricing and availability are subject to change.

Floor plans in Sanctuary Beach

Any
3+ beds
4+ beds
5+ beds
2.5+ baths
3.5+ baths
View details for Norfolk
Norfolk by D.R. Horton - image

Norfolk

$509,900+
  • 3 bd
  • 2.5 ba
  • 1,771 sqft
View details for Monroe
Monroe by D.R. Horton - image

Monroe

$519,900+
  • 3 bd
  • 2.5 ba
  • 1,846 sqft
View details for Alabaster
Alabaster by D.R. Horton - image

Alabaster

$539,900+
  • 4 bd
  • 3.5 ba
  • 2,245 sqft
View details for Carol
Carol by D.R. Horton - image

Carol

$594,900+
  • 5 bd
  • 3 ba
  • 2,550 sqft

About the builder - D.R. Horton

D.R. Horton
Guided by a value-first dedication to homebuyers, D.R. Horton has grown from its Texas roots to become the nation's largest homebuilder by volume since 2002. The company offers a variety of new construction homes designed for different lifestyles, from first-time buyers to luxury living. This focus on diverse product offerings and strategic growth has solidified its reputation in the housing market.

Neighborhood

Home address

3528 Cottage Cove Ln, Panama City Beach, FL 32408
Neighborhood:
Upper Grand Lagoon
County:
Bay
Zip Code:
32408
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Schools in Bay County School District

The Bay County School District manages the education options near Cottage Cove Ln by D.R. Horton, guiding students from primary years through graduation. The pathway begins at Lucille Moore Elementary School, teaching Elementary grades roughly 2.9 mi from home. Middle school students attend Jinks Middle School, a public option for Middle grades that lists a rating of 2. The final step is Central High School, serving High grades and situated approximately 3.3 mi from the community.
GreatSchools.org logo

GreatSchools’ Summary Rating calculation is based on 4 of the school’s themed ratings, including test scores, student/academic progress, college readiness, and equity. This information should only be used as a reference. Jome is not affiliated with GreatSchools and does not endorse or guarantee this information. Please reach out to schools directly to verify all information and enrollment eligibility. Data provided by GreatSchools.org © 2025

Places of interest

Getting around

Mobility around Cottage Cove Ln by D.R. Horton is measured through specific environmental indices that aid in commute planning. The Walk Score of 8 (Car-Dependent) indicates the level of pedestrian support in the neighborhood. Cycling conditions follow a similar metric, expressed through a Bike Score of 46 and its Somewhat Bikeable category. These indicators highlight getting around Panama City Beach, Florida.
Walk score ®
8 /100
Car-Dependent
Bike score ®
46 /100
Somewhat Bikeable

Air quality

Noise level

Data regarding local noise conditions near Sanctuary Beach by D.R. Horton breaks down environmental sound into specific categories for a detailed view. The overall acoustic profile is rated as Calm, based on a Noise Score of Calm. Contributing elements include traffic noise, listed as Calm, alongside local sources (Calm) and airport noise (Calm). This report offers a factual look at the area's soundscape.
87
50Calm100
Traffic noiseCalm
Local sources noiseCalm
Airports noiseCalm

A Soundscore™ rating is a number between 50 (very loud) and 100 (very quiet) that tells you how loud a location is due to environmental noise.

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Financials

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