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- Single-Family
- Quick move-in
- $200.51/sqft
- $825/annual HOA
Home description
Own More Home for Less | Estimated Payments from $2,600 with a Fixed 3.99 Rate
In today’s market, finding a brand-new home with an affordable payment is rare—finding one that also delivers space, privacy, and long-term value is even rarer. This brand-new, spacious 3-bedroom, 2-bath home offers an exceptional opportunity to lock in a fixed 3.99 30-year FHA interest rate, with estimated monthly payments as low as $2,600, making home ownership both achievable and smart right now.
From the moment you step inside, the home invites you to slow down and enjoy the space. Ten-foot ceilings throughout create an airy, open feel, while the thoughtfully designed floor plan balances everyday comfort with effortless entertaining. The large living area naturally brings people together, whether you’re hosting friends or enjoying a quiet night in.
The primary suite feels like a true retreat, featuring vaulted ceilings and direct access to the covered lanai, where you can start your mornings overlooking peaceful conservation views and end your evenings surrounded by nature. This setting offers privacy and tranquility that can’t be replicated.
At the heart of the home, the kitchen is designed for connection, anchored by a large center island overlooking the living area and a cozy breakfast nook for casual meals. A separate formal dining room adds flexibility and can easily serve as a home office or additional living space. Generously sized secondary bedrooms provide comfort and privacy for family members or guests.
Beyond the beauty, this home delivers confidence and value with a 1-year builder warranty and a 10-year structural warranty, offering peace of mind long after move-in. Located in Harmony Central, residents enjoy NO CDD fees, a low HOA, and a community designed for relaxed Florida living.
With closing costs available when using the preferred lender and the ability to secure this home with just a $1,000 deposit, the path to ownership is clearer than ever.
Why wait? Opportunities like this—combining a low fixed rate, brand-new construction, and serene surroundings—are limited.
ADAMS HOMES REALTY, INC., MLS O6276985
May also be listed on the Adams Homes website
Information last verified by Jome: Today at 10:00 AM (January 12, 2026)
Home highlights
Nature preserve in Kissimmee with boardwalks, paddling trails, and historic sites near family-friendly neighborhoods.
Book your tour. Save an average of $18,473. We'll handle the rest.
We collect exclusive builder offers, book your tours, and support you from start to housewarming.
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Estimated value based on Jome data, T&C apply
Home details
- Property status:
- Move-in ready
- Lot size (acres):
- 0.14
- Size:
- 1,970 sqft
- Stories:
- 1
- Beds:
- 3
- Baths:
- 2
- Garage spaces:
- 2
- Facing direction:
- South
Construction details
- Builder Name:
- Adams Homes
- Year Built:
- 2025
- Roof:
- Shingle Roofing
Home features & finishes
- Construction Materials:
- Block
- Cooling:
- Ceiling Fan(s)Central Air
- Flooring:
- Ceramic FlooringCarpet FlooringTile Flooring
- Foundation Details:
- Slab
- Garage/Parking:
- GarageAttached Garage
- Interior Features:
- Ceiling-VaultedWalk-In ClosetTray Ceiling
- Kitchen:
- DishwasherMicrowave OvenDisposalKitchen Range
- Laundry facilities:
- Utility/Laundry Room
- Pets:
- Pets Allowed
- Property amenities:
- SidewalkPorch
- Rooms:
- Primary Bedroom On MainDining RoomFamily RoomPrimary Bedroom Downstairs

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Utility information
- Heating:
- Central Heating
- Utilities:
- Electricity Available, Cable Available, Water Available

Community details
Harmony Central
by Adams Homes, St. Cloud, FL
- 24 homes
- 6 plans
- 1,415 - 2,405 sqft
View Harmony Central details
Community amenities
- Dog Park
- Club House
- Community Pool
More homes in Harmony Central
- Home at address 4492 Sagefield Dr, Harmony, FL 34773

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- Home at address 3891 Sagefield Dr, Harmony, FL 34773

1780
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- Home at address 4044 Sagefield Dr, St. Cloud, FL 34773

2335
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- Home at address 4113 Sagefield Dr, Harmony, FL 34773

2202-
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- Home at address 4472 Sagefield Dr, St. Cloud, FL 34773

2200
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- Home at address 4092 Sagefield Dr, Harmony, FL 34773

2202-
$405,000
- 4 bd
- 2.5 ba
- 2,202 sqft
4092 Sagefield Dr, Harmony, FL 34773
Floor plans in Harmony Central
About the builder - Adams Homes

- 157communities on Jome
- 1,241homes on Jome
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Home address
Schools in Osceola County School District
GreatSchools’ Summary Rating calculation is based on 4 of the school’s themed ratings, including test scores, student/academic progress, college readiness, and equity. This information should only be used as a reference. Jome is not affiliated with GreatSchools and does not endorse or guarantee this information. Please reach out to schools directly to verify all information and enrollment eligibility. Data provided by GreatSchools.org © 2025
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ADAMS HOMES REALTY, INC., MLS O6276985
Based on information submitted to the MLS GRID as of 10/21/2024 2:31 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint. Listing Information presented by local MLS brokerage: NewHomesMate LLC, DBA Jome (888) 486-2818
Read moreLast checked Jan 12, 3:10 pm
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- 4464 Sagefield Dr, Harmony, FL 34773































