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Front exterior of a new home in Harmony Central, St. Cloud, FL, highlighting curb appeal (Image 1).
Move-in ready
  • 4 bd
  • 3 ba
  • 2,200 sqft
Home inHarmony CentralbyAdams Homes2200 Plan

4472 Sagefield Dr, St. Cloud, FL 34773

$405,000

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  • Single-Family
  • Quick move-in
  • $184.09/sqft
  • $825/annual HOA

Home description

Own More Home for Less | Estimated Payments from $2,750 with Fixed 4.99 Rate

This brand-new 4-bedroom, 3 full-bath home offers a rare opportunity to secure a fixed 4.99 30-year FHA interest rate, with estimated monthly payments from $2,750 making homeownership both attainable and timely.

Designed with comfort and functionality in mind, the home features 10-foot ceilings throughout, creating a bright and open atmosphere. The thoughtfully planned layout provides a seamless flow between living spaces, ideal for both everyday living and entertaining.

The spacious primary suite serves as a private retreat, highlighted by vaulted ceilings and peaceful conservation views that give privacy and a tranquil natural backdrop.

The kitchen is the heart of the home, featuring a centered island perfect for preparing meals for breakfast, lunch, dinner, or any special occasion. A separate formal dining room adds flexibility and can easily be used as a home office or flex space. Secondary bedrooms are generously sized, providing comfort and privacy for family members or guests. The fourth bedroom includes a walk-in closet and a full bathroom, making it ideal for a mother-in-law suite, guest room, or private office—adding versatility and long-term value.

Additional features include a 1-year builder warranty and a 10-year structural warranty for added peace of mind. Located in the desirable Harmony Central community, residents enjoy NO CDD fees, a low HOA, and a relaxed Florida lifestyle.

Closing cost incentives may be available with the preferred lender, and the home can be secured with as little as a $1,000 deposit.

A unique combination of new construction, attractive financing, and serene surroundings—opportunities like this are limited.

Listed by Michael Soto, Michaelrsoto@hotmail.com
ADAMS HOMES REALTY, INC, MLS O6272410

May also be listed on the Adams Homes website

Information last verified by Jome: Today at 9:58 AM (January 15, 2026)

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Estimated value based on Jome data, T&C apply

Home details

*Pricing and availability are subject to change.
Property status:
Move-in ready
Lot size (acres):
0.14
Size:
2,200 sqft
Stories:
1
Beds:
4
Baths:
3
Garage spaces:
2
Facing direction:
South
2200 image

Floor plan details

2200

Contact for price
  • 4 bd
  • 3 ba
  • 2,200 sqft

View 2200 details

2200

Construction details

Builder Name:
Adams Homes
Year Built:
2025
Roof:
Shingle Roofing

Home features & finishes

Construction Materials:
Block
Cooling:
Ceiling Fan(s)Central Air
Flooring:
Carpet FlooringTile Flooring
Foundation Details:
Slab
Garage/Parking:
GarageAttached Garage
Interior Features:
Walk-In ClosetCrown Molding
Kitchen:
DishwasherMicrowave OvenDisposalKitchen Range
Laundry facilities:
Utility/Laundry Room
Pets:
Pets Allowed
Property amenities:
SidewalkPorch
Rooms:
Primary Bedroom On MainDining RoomLiving RoomPrimary Bedroom Downstairs
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Utility information

Heating:
Heat Pump
Utilities:
Electricity Available, Cable Available, Water Available
Harmony Central image

Community details

Harmony Central

by Adams Homes, St. Cloud, FL

from$380,000
  • 23 homes
  • 6 plans
  • 1,415 - 2,405 sqft

View Harmony Central details

Harmony Central

More homes in Harmony Central

Extra incentives may apply to these homes
Pricing and availability are subject to change.
Any
3+ beds
4+ beds
2+ baths
3+ baths

Floor plans in Harmony Central

View details for 2405
2405 by Adams Homes - image

2405

Contact for price
  • 4 bd
  • 2.5 ba
  • 2,405 sqft
View details for 1820
1820 by Adams Homes - image

1820

Contact for price
  • 4 bd
  • 2 ba
  • 1,820 sqft
View details for 2202-
2202- by Adams Homes - image

2202-

Contact for price
  • 4 bd
  • 2.5 ba
  • 2,202 sqft
View details for 2335
2335 by Adams Homes - image

2335

Contact for price
  • 4 bd
  • 2.5 ba
  • 2,335 sqft

About the builder - Adams Homes

Adams Homes
Guided by a "Value, Simplified" philosophy since 1991, Adams Homes focuses on a straightforward process for building new construction homes across the Southeast. The company’s reputation is built on making the homebuying experience easy to understand while including the features that most homebuyers want.

Neighborhood

Home address

4472 Sagefield Dr, St. Cloud, FL 34773
County:
Osceola
Zip Code:
34773
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Schools in Osceola County School District

Residents of Sagefield Dr by Adams Homes are zoned to specific campuses within the Osceola County School District. The elementary option is Hickory Tree Elementary School, which serves Elementary grades and is assigned a rating of 6. Intermediate students attend Harmony Middle School, a public facility located roughly 1.4 mi away. The progression leads to Harmony High School, offering High grades within 1.4 mi. These institutions comprise the primary schools in St. Cloud, Florida for the community.
GreatSchools.org logo

GreatSchools’ Summary Rating calculation is based on 4 of the school’s themed ratings, including test scores, student/academic progress, college readiness, and equity. This information should only be used as a reference. Jome is not affiliated with GreatSchools and does not endorse or guarantee this information. Please reach out to schools directly to verify all information and enrollment eligibility. Data provided by GreatSchools.org © 2025

Places of interest

Getting around

Local travel options for Harmony Central by Adams Homes are defined by specific mobility scores that impact daily life. The Walk Score stands at 1 (Car-Dependent), providing a baseline for foot travel. Biking capability is rated at 27 (Somewhat Bikeable). These details focus on getting around St. Cloud, Florida.
Walk score ®
1 /100
Car-Dependent
Bike score ®
27 /100
Somewhat Bikeable

Air quality

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Listed by Michael Soto, Michaelrsoto@hotmail.com
ADAMS HOMES REALTY, INC, MLS O6272410

Based on information submitted to the MLS GRID as of 10/21/2024 2:31 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint. Listing Information presented by local MLS brokerage: NewHomesMate LLC, DBA Jome (888) 486-2818

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Last checked Jan 15, 9:10 am

  1. Jome
  2. New homes search
  3. Florida
  4. Greater Orlando Area
  5. Osceola County
  6. St. Cloud
  7. Harmony Central
  8. 4472 Sagefield Dr, St. Cloud, FL 34773