4287 Hograth St, Port Charlotte, FL 33981

Currently scheduled for completion within 90 days from January 29, 2026. Located in the desirable Gulf Cove community and situated in a NO FLOOD ZONE, this home eliminates the need for mandatory flood insurance, helping reduce long-term ownership costs. Built by Top Tier Construction, this thoughtfully designed 3-bedroom, 2-bathroom residence with a 2-car garage is situated on an oversized corner lot measuring 11,681 square feet, offering more space, flexibility, and enhanced curb appeal compared to typical 10,000-square-foot lots.

The home is served by public water and a private septic system, providing the convenience of public water along with lower long-term utility costs and independence from public sewer systems. There is no mandatory HOA, though owners may choose to join the Property Owners of Gulf Cove for just $75 per year, granting access to a community park, playground, and picnic pavilion. Boating enthusiasts may also purchase an optional boat ramp decal for an additional $75 per year, allowing access to the community boat ramp with river access leading to Charlotte Harbor and the Gulf of Mexico.

Fresh landscaping will be installed upon completion, and the exterior color selection has not yet been finalized. Buyers will be notified once the exterior color has been selected by the builder. The spacious corner lot offers added privacy and ample room for boats, trailers, or recreational vehicles.

Constructed with quality and livability in mind, the home features tile flooring throughout with no carpet, providing easy maintenance, durability, and a cleaner, allergy-friendly environment. The open-concept floor plan includes a desirable split-bedroom layout, offering privacy for the primary suite while maintaining inviting shared living spaces ideal for entertaining.

The kitchen and dining area feature a distinctive lighting package that adds warmth and character beyond standard builder fixtures. The kitchen is equipped with quartz countertops, soft-close cabinetry, a large center island with breakfast bar seating, and a full stainless steel General Electric appliance package. Ceiling fans are included in every bedroom, the main living area, and the lanai for immediate comfort.

The primary suite offers a relaxing retreat with a walk-in closet, dual-sink vanity, and walk-in shower with modern finishes. One guest bedroom includes its own walk-in closet, while the additional bedroom provides generous built-in storage. The guest bathroom features a tub/shower combination, ideal for guests or everyday use.

Step outside to a covered lanai, extending the living space and creating the perfect setting for outdoor relaxation or entertaining. Additional features include an interior laundry room with utility sink, a 16 SEER energy-efficient HVAC system with heat pump, return air vents, and hurricane shutters stored in the garage for added peace of mind.

Conveniently located near Boca Grande and Englewood beaches, as well as shopping, dining, golf, and boating, this home is ideal for full-time living, seasonal enjoyment, or investment—offering corner-lot appeal, oversized lot value, boating access, optional HOA benefits, public water, private septic, and Gulf Coast lifestyle appeal.