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Sanctuary Beach by D.R. Horton
3524 Cottage Cove Ln, Panama City Beach, FL 32408
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Builder deals available
- TOP-TIER DEAL
VA 30 Year Fixed
$28,960 est. value- Rate buydown from 3.88% (1–5 year) with 5.332% APR
FHA 30 Year Fixed
$24,690 est. value- Rate buydown from 3.88% (1–5 year) with 5.735% APR and 3.5% down payment
Deals may change and are not guaranteed. Some deals apply to specific homes or plans. Not a financing offer. Eligibility varies by lender. Please verify details.
Available homes
Plans
Community highlights
Explore Sanctuary Beach, a single-family home community by D.R. Horton situated at 3524 Cottage Cove Ln, Panama City Beach, FL 32408. At the moment, the community has a status of Selling. Offering 4 units, including 4 ready-to-move options. Sanctuary Beach homes size vary between 1,771 and 2,550 square feet on various lot sizes. Homes price vary between $414,900 and $594,900.
Book your tour. Save an average of $18,473. We'll handle the rest.
We collect exclusive builder offers, book your tours, and support you from start to housewarming.
- Confirmed tours
- Get matched & compare top deals
- Expert help, no pressure
- No added fees
Estimated value based on Jome data, T&C apply
Community details
Community details
- Neighborhood:
- Upper Grand Lagoon
- Builder(s):
- D.R. Horton
- Home type:
- Single-Family
- Selling status:
- Selling
- School district:
- Bay County School District
Community amenities
- Gated Community
- Community Pool
- Park Nearby
About the builder - D.R. Horton
Neighborhood
Community address
- City:
- Panama City Beach
Schools in Bay County School District
- Grades M-MPublicoakland terrace school for the visual and performing arts2.4 mi2010 west 12th streetna
GreatSchools’ Summary Rating calculation is based on 4 of the school’s themed ratings, including test scores, student/academic progress, college readiness, and equity. This information should only be used as a reference. Jome is not affiliated with GreatSchools and does not endorse or guarantee this information. Please reach out to schools directly to verify all information and enrollment eligibility. Data provided by GreatSchools.org © 2025
Places of interest
Getting around
Noise level
A Soundscore™ rating is a number between 50 (very loud) and 100 (very quiet) that tells you how loud a location is due to environmental noise.
Natural hazards risk
Climate hazards can impact homes and communities, with risks varying by location. These scores reflect the potential impact of natural disasters and climate-related risks on Bay County
Provided by FEMA

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Financials
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Sanctuary Beach by D.R. Horton
Welcome to the serene and prestigious Sanctuary Beach, where elegance meets comfort in the coastal haven of Panama City Beach, FL. These stunning D.R. Horton single-family residences are designed with families, outdoor enthusiasts, and golfers in mind, offering a lifestyle that blends relaxation with a touch of luxury.
Nestled in the charming enclave of Sanctuary Beach in Upper Grand Lagoon, these newly constructed homes provide an exclusive escape with four exquisite coastal floorplans to select from. Each home is a showcase of meticulous craftsmanship featuring sophisticated EVP flooring throughout, lustrous quartz countertops complemented by a 4” quartz backsplash, shaker style cabinetry with soft-close technology, top-of-the-line Whirlpool® stainless steel appliances, and sleek Moen® faucets.
Innovation meets convenience with the Smart Home Technology package, including KwikSet Keyless entry, DEAKO® smart switches, and a Qolsys touch panel to seamlessly control your home's lighting, thermostat, and security systems.
The beauty extends beyond the interiors, with the exteriors adorned with durable Hardie Board siding, expertly landscaped lawns complete with flower beds at the front entry, an efficient irrigation system, 30-Year composite shingles, and covered patios that vary per plan.
Embrace the community spirit in this gated retreat, where amenities such as a pool with a pergola, streetlights, and a professionally landscaped front entrance await. Sanctuary Beach is conveniently located near top-rated schools, with Patronis Elementary, Arnold High School, and Surfside Middle School all within easy reach. Golf aficionados will delight in the proximity to Bay Point Golf Club, a mere golf cart ride away.
Positioned just moments from the picturesque St. Andrews State Park and the tranquil waters of St. Andrew Bay, Sanctuary Beach offers an idyllic lifestyle where nature's beauty is your everyday backdrop. Make your dream home a reality in this Old-Florida-style community, where tranquility and elegance become one. Welcome to Sanctuary Beach—a sanctuary you can call home.
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