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Entrance to the Lake Merial community in Panama City, FL, featuring signage and landscaping (Image 1).
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Lake Merial by Holiday Builders

200 Lake Merial Blvd, Panama City, FL 32409

from $390,990

💰 Est. $38,370 in total savings!

Mortgage rates starting from 3.99% and $12,000 in closing cost assistance

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Builder deals available

5 programs • Save up to $38,370 • 7 years estimate
  • TOP-TIER DEAL
    VA 30 Year Fixed
    $38,370 est. value
    • Rate buydown from 3.99% (1–5 year) with 7.102% APR
    • $12,000 closing costs help
  • USDA 30 Year Fixed
    $36,200 est. value
    • Fixed rate from 4.99%
    • $12,000 closing costs help
  • FHA 30 Year Fixed
    $34,370 est. value
    • Rate buydown from 3.99% (1–5 year) with 7.102% APR, 3.5% down payment, and 640 credit score
    • $12,000 closing costs help
  • VA 30 Year Fixed
    $28,470 est. value
    • Fixed rate from 4.99%
    • $12,000 closing costs help
  • FHA 30 Year Fixed
    $25,290 est. value
    • Fixed rate from 4.99% with 5.793% APR, 3.5% down payment, and 640 credit score
    • $12,000 closing costs help
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Deals may change and are not guaranteed. Some deals apply to specific homes or plans. Not a financing offer. Eligibility varies by lender. Please verify details.

Available homes

Extra incentives may apply to these homes
Pricing and availability are subject to change.
Any
3+ beds
4+ beds
5+ beds
2+ baths
3+ baths

Plans

Any
3+ beds
4+ beds
5+ beds
2+ baths
3+ baths

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Estimated value based on Jome data, T&C apply

Community highlights

Discover Lake Merial, a single-family home community by Holiday Builders found in 200 Lake Merial Blvd, Panama City, FL 32409. Currently, the community status is Selling. With 17 homes, including 4 move-in ready options. Lake Merial homes size range from 1,824 to 3,231 square feet on various lot sizes. Homes price vary between $390,990 and $559,990.

Park Nearby
Shopping Nearby
Entertainment Nearby
Master Planned
Lake Access
Picnic Area
Gated Community
Recreational Facilities
Fishing Pond
Beach Access

Community details

Community details

Builder(s):
Holiday Builders
Home type:
Single-Family
Selling status:
Selling
School district:
Bay County School District

Community amenities

Across the layout of Lake Merial by Holiday Builders, specific areas have been designated for common use. The single-family community lists 17 amenities, including features like Lake Access. This inclusion highlights the focus on shared spaces in Panama City, Florida. The presence of these features adds a layer of shared infrastructure to the residential plan, ensuring that the neighborhood meets various functional requirements.
  • Lake Access
  • Gated Community
  • Park Nearby
  • Fishing Pond
  • Picnic Area
  • Highway Nearby
  • Beach Nearby
  • Lake Nearby
  • Kayak/Canoe Launch Pad
  • Beach Access
  • Kayaking
  • Boat Launch
  • Recreational Facilities
  • Master Planned
  • Paddle Boating
  • Entertainment Nearby
  • Shopping Nearby
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About the builder - Holiday Builders

Holiday Builders
Guided by a commitment to building quality, affordable new construction homes since 1983, Holiday Builders has a rich history in Florida. As the first employee-owned homebuilder in the United States, every team member is personally invested in delivering an exceptional home and outstanding customer service. This unique ownership structure fosters a deep dedication to craftsmanship and to the communities they serve.
View Holiday Builders builder profile >

Neighborhood

Community address

200 Lake Merial Blvd, Panama City, FL 32409
City:
Panama City
County:
Bay
Zip Code:
32409
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Schools in Bay County School District

With multiple campuses serving the broader region, the Bay County School District provides the educational framework for Lake Merial by Holiday Builders. Children typically start at Southport Elementary School, a public school for Elementary grades situated 6.7 mi away. Mowat Middle School handles the intermediate years (Middle grades) and is located roughly 10.5 mi from home with a rating of 4. The path leads ultimately to A. Crawford Mosley High School, serving High grades within 12.0 mi. This defines the local school pathway.
GreatSchools.org logo

GreatSchools’ Summary Rating calculation is based on 4 of the school’s themed ratings, including test scores, student/academic progress, college readiness, and equity. This information should only be used as a reference. Jome is not affiliated with GreatSchools and does not endorse or guarantee this information. Please reach out to schools directly to verify all information and enrollment eligibility. Data provided by GreatSchools.org © 2025

More homes in Bay County School District

Places of interest

The vicinity of Lake Merial by Holiday Builders is marked by various Health Services destinations that contribute to the local experience. Ascension Sacred Heart Hospital Pensacola represents one of the several locations in this category, found roughly 92.3 mi from the community. These spots help define the area's scope, providing distinct destinations for visitors and residents alike. This variety is a hallmark of the local destinations in Panama City, Florida.
Airport
Northwest Florida Beaches International Airport8.1 mi
Health Services
HCA Florida Gulf Coast Hospital13.5 mi

Getting around

The infrastructure near Lake Merial by Holiday Builders is evaluated for different forms of navigation. A Walk Score of 0 (Car-Dependent) suggests the level of pedestrian activity possible in the area. Biking is assessed with a Bike Score of 23 (Somewhat Bikeable), which is helpful for understanding active travel options. This overview reflects walkability near Lake Merial by Holiday Builders.
Walk score ®
0 /100
Car-Dependent
Bike score ®
23 /100
Somewhat Bikeable

Air quality

Natural hazards risk

Regional analysis for Lake Merial by Holiday Builders includes a close look at specific environmental categories. By quantifying these factors, the data provides a consistent framework for understanding the area, making complex environmental dynamics easier to digest. This structured overview is essential for anyone seeking a comprehensive understanding of the location. The entry for Hurricane is listed with a score of 98.74 and a rating of Relatively High. This is a key element of the regional hazard risk context, helping to ground the community's setting in verifiable data.
Riverine flooding94.9
Relatively High
Wildfire81.0
Relatively Low
Hurricane98.7
Relatively High
Earthquake65.2
Very Low
Heat wave53.0
Relatively Low
Coastal flooding51.9
Relatively Low

Provided by FEMA

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Financials

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Lake Merial by Holiday Builders

Discover Lake Merial, a premier gated community in Panama City, Florida, where new construction homes blend luxury with the beauty of nature. Offering the perfect blend of tranquil lakefront living and easy access to urban conveniences, this master-planned community is ideal for young families, retirees, and military personnel looking for new construction homes in the Florida Panhandle.

Why Choose Lake Merial?

This community offers a peaceful retreat with all the benefits of living in Greater Panama City. Whether you’re looking for a forever home or a vacation retreat, Lake Merial provides a perfect balance of relaxation and convenience in the heart of Northwest Florida.

Live the Florida Lifestyle

Enjoy the beach lifestyle while living in a gated lake community just outside the metro area. Whether you’re drawn by the natural beauty, new homes, or future potential, Lake Merial is a prime destination for homebuyers in Florida.

Last checked Mar 20, 7:08 am

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