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Kinston at Centerra by Richmond American Homes
6323 Steppes Wy, Loveland, CO 80538
💰 Est. $94,830 in total savings!
Mortgage rates starting from 4.50% and $17,000 in flex cash
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Builder deals available
- TOP-TIER DEAL
Conventional 30 Year Fixed
$94,830 est. value- Fixed rate from 4.5% with 4.621% APR, 10% down payment, and 780 credit score
- $17,000 flex cash
Conventional 30 Year Fixed
$91,580 est. value- Rate buydown from 4% (1–7 year) with 5.619% APR, 10% down payment, and 780 credit score
Conventional 30 Year Fixed
$84,280 est. value- Fixed rate from 4.88% with 5.002% APR, 10% down payment, and 780 credit score
- $17,000 flex cash
Conventional 30 Year Fixed
$77,180 est. value- Rate buydown from 3% (1 year), 4% (2 year), 5% (3–30 year) with 5.127% APR, 10% down payment, and 780 credit score
Any loan type
$75,000 est. value- $75,000 flex cash
VA 30 Year Fixed
$72,220 est. value- Fixed rate from 4% with 4.27% APR and 680 credit score
- $17,000 flex cash
Conventional 30 Year Fixed
$69,860 est. value- Fixed rate from 5.38% with 5.508% APR, 10% down payment, and 780 credit score
- $17,000 flex cash
FHA 30 Year Fixed
$67,650 est. value- Fixed rate from 4% with 4.726% APR, 3.5% down payment, and 680 credit score
- $17,000 flex cash
VA 30 Year Fixed
$57,710 est. value- Fixed rate from 4.5% with 4.779% APR and 680 credit score
- $17,000 flex cash
FHA 30 Year Fixed
$52,910 est. value- Fixed rate from 4.5% with 5.233% APR, 3.5% down payment, and 680 credit score
- $17,000 flex cash
VA 30 Year Fixed
$46,970 est. value- Rate buydown from 3.75% (1–5 year) with 5.081% APR and 680 credit score
VA 30 Year Fixed
$42,840 est. value- Fixed rate from 5% with 5.287% APR and 680 credit score
- $17,000 flex cash
FHA 30 Year Fixed
$40,720 est. value- Rate buydown from 3.75% (1–5 year) with 5.467% APR, 3.5% down payment, and 680 credit score
FHA 30 Year Fixed
$37,800 est. value- Fixed rate from 5% with 5.737% APR, 3.5% down payment, and 680 credit score
- $17,000 flex cash
Deals may change and are not guaranteed. Some deals apply to specific homes or plans. Not a financing offer. Eligibility varies by lender. Please verify details.
Available homes
- Home at address 6389 Hidden River Ave, Loveland, CO 80538

Arlington
Savings$619,950
- 3 bd
- 2 ba
- 1,970 sqft
6389 Hidden River Ave, Loveland, CO 80538
- Home at address 6345 Steppes Wy, Loveland, CO 80538

Bedford
Savings$669,950
- 3 bd
- 2.5 ba
- 3,590 sqft
6345 Steppes Wy, Loveland, CO 80538
- Home at address 6344 Steppes Wy, Loveland, CO 80538

Hemingway
Savings$759,950
- 4 bd
- 2.5 ba
- 3,798 sqft
6344 Steppes Wy, Loveland, CO 80538
Plans
Book your tour. Save an average of $18,473. We'll handle the rest.
We collect exclusive builder offers, book your tours, and support you from start to housewarming.
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Estimated value based on Jome data, T&C apply
Community highlights
Explore Kinston at Centerra, a single-family home community by Richmond American Homes situated at 6323 Steppes Wy, Loveland, CO 80538. Currently, the community status is Selling. With 3 homes, including 0 move-in ready option. Kinston at Centerra homes size range from 1,970 to 3,798 square feet on various lot sizes. Costs range from $619,950 up to $759,950.
Community details
Community details
- Builder(s):
- Richmond American Homes
- Master planned community:
- Kinston Centerra
- Home type:
- Single-Family
- Selling status:
- Selling
- Contract to close:
- 45-60 days
- School district:
- Thompson School District R-2J
Community amenities
- Lake Access
- Club House
- Golf Course
- Coffee Bar
- Park Nearby
- Amenity Center
- Community Garden
- Community Hub
- Master Planned

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About the builder - Richmond American Homes
Neighborhood
Community address
Schools in Thompson School District R-2J
GreatSchools’ Summary Rating calculation is based on 4 of the school’s themed ratings, including test scores, student/academic progress, college readiness, and equity. This information should only be used as a reference. Jome is not affiliated with GreatSchools and does not endorse or guarantee this information. Please reach out to schools directly to verify all information and enrollment eligibility. Data provided by GreatSchools.org © 2025
Places of interest
Getting around
Air quality
Noise level
A Soundscore™ rating is a number between 50 (very loud) and 100 (very quiet) that tells you how loud a location is due to environmental noise.
Natural hazards risk
Provided by FEMA

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Financials
Estimated monthly payment
Kinston at Centerra by Richmond American Homes
Visit us at the Kinston masterplan today and see how we can help you make yourself at home in this amenity-packed Loveland neighborhood. Richmond American Homes has been delivering quality homes for more than 45 years and we'd be honored to add yours to the list! The fixtures and finishes at this community have been curated by our professional designers for a look you'll love.
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