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Umatilla

New construction homes for sale in Umatilla, FL

49 homes

  • Deal spotlight: real Jome success stories

    • Ana V.

      Ana V.

      First-time buyer with $500 down

      We went from renting a crumbling home to owning a 4-bed with $500 down — Jome made it possible.

      Bought with Jome - July 2025

      Avenida by D.R. Horton

      • 4 bd
      • 2 ba
      • 2 stories
      • 1,891 sqft

      Savings breakdown

      Monthly payment

      $1,679/mo$2,384/moSaved $705/mo

      Cash to close

      $10,500$18,500Saved $8,000

      🔥 Deal worth: $16,640

      Includes: lowered monthly investment, closing cost reduction

      Why this home is a match:

      • 4 bedrooms
      • Modern finishes
      • Open layout
      • Family-friendly area

      We'll match you to similar homes

    • Rachel P.

      Rachel P.

      Turned down twice. Now a proud homeowner — with nothing due at closing!

      I fixed my credit, worked with Jome, and got my home with $850 down — no closing costs.

      Bought with Jome - July 2025

      Landon Ridge by Lennar

      • 3 bd
      • 2 ba
      • 1 story
      • 1,266 sqft

      Savings breakdown

      Monthly payment

      $1,600/mo$2,047/moSaved $447/mo

      Cash to close

      $850$12,350Saved $11,500

      🔥 Deal worth: $20,514

      Includes: lowered monthly investment, closing cost reduction

      Why this home is a match:

      • Affordable
      • Manageable payments
      • Fresh start
      • Smart Layout

      We'll match you to similar homes

    • Ankit S.

      Ankit S.

      Locked in 3.99% — now paying what they did in rent

      With Jome's help, we locked in 3.99% and now own a home for the same monthly payment as our rent.

      Bought with Jome - July 2025

      Frontier Pointe by D.R. Horton

      • 2 bd
      • 2 ba
      • 1 story
      • 1,123 sqft

      Savings breakdown

      Monthly payment

      $1,553/mo$2,364/moSaved $811/mo

      Cash to close

      $6,633$18,720Saved $12,087

      🔥 Deal worth: $21,819

      Includes: blinds, refrigerator, gutters, garage door opener

      Why this home is a match:

      • 3.99% interest
      • Modern Kitchen
      • Energy Efficient
      • Extras included free

      We'll match you to similar homes

  1. Jome
  2. New homes search
  3. Florida
  4. Gainesville–Ocala Area
  5. Lake County
  6. Umatilla

Housing market in Umatilla, FL

  • State
    Florida
  • Market
    Gainesville-Ocala Area
  • Neighborhoods
    0
  • Communities
    2
  • Single family
    51
  • Townhouses
    0
  • Multi family
    0
  • Condominiums
    0
  • Active builders
    2
  • Starting price
    $288,990
  • Median price
    $374,000
  • Price per square foot
    $196.08

Real estate price trends

Home price data reflects 49 listings in Umatilla, FL, sourced from Jome and updated regularly

*Based on Jome markets

What it's like to live in Umatilla?

The Local Vibe (Location & Identity)

Located in northern Lake County, Umatilla serves as the southern gateway to the Ocala National Forest. This community of approximately 5,300 residents maintains a rural identity centered on agriculture and outdoor recreation. While it sits about 50 miles north of Orlando, the local economy is driven by the school district and regional nurseries rather than urban sprawl.

Living Here: Amenities & Lifestyle

Daily life here revolves around the water and the woods. Residents frequently gather at North Lake Community Park, which offers expansive sports fields and walking trails. For those who enjoy the water, the public boat ramps on Lake Eustis are just a short drive south. Weekend excursions often lead into the Ocala National Forest for hiking or camping at Alexander Springs. Local shopping is concentrated along State Road 19, serving the immediate needs of the community. While the commute to major employment hubs in Orlando can exceed an hour, you will find several new home communities in Umatilla that cater to those seeking a slower pace.

Schools & Family Appeal

Families are served by the Lake County School District, with Umatilla Elementary, Middle, and High Schools all located within the city limits. These campuses act as central gathering points for local sports and community events. The Umatilla Public Library also provides a consistent schedule of youth programming and educational resources.

Why New Construction Makes Sense Here

Much of the existing housing stock in this area consists of older ranch-style homes or rural properties that may require significant updates to roofing and HVAC systems. Choosing new construction homes in Umatilla provides immediate peace of mind through 10-year structural warranties and modern building codes designed for Florida’s humid subtropical climate. Buyers can avoid the immediate capital expenditures often associated with older Lake County properties, such as aging septic systems or outdated electrical panels. For those on a tighter timeline, quick move-in homes in Umatilla offer the benefit of a brand-new build without the standard construction wait. This reliability is particularly valuable in a region where specialized contractors can be harder to schedule than in the metro core.