Front exterior of a new home in Yellow River Ranch, Milton, FL, highlighting curb appeal (Image 1).

Front exterior of a new home in Yellow River Ranch, Milton, FL, highlighting curb appeal (Image 2).

Exterior details and patio area of a home in Yellow River Ranch, Milton (Image 3).

Furnished interior view inside a new home in Yellow River Ranch, Milton (Image 4).

Furnished interior view inside a new home in Yellow River Ranch, Milton (Image 5).

Close-up of interior finishes inside a home in Yellow River Ranch, Milton (Image 6).

Spacious, unfurnished interior of a new home in Yellow River Ranch, Milton (Image 7).

Spacious, unfurnished interior of a new home in Yellow River Ranch, Milton (Image 8).

Spacious, unfurnished interior of a new home in Yellow River Ranch, Milton (Image 9).

Spacious, unfurnished interior of a new home in Yellow River Ranch, Milton (Image 10).

Spacious, unfurnished interior of a new home in Yellow River Ranch, Milton (Image 11).

Front exterior of a new home in Yellow River Ranch, Milton, FL, highlighting curb appeal (Image 12).

Spacious, unfurnished interior of a new home in Yellow River Ranch, Milton (Image 13).

Spacious, unfurnished interior of a new home in Yellow River Ranch, Milton (Image 14).

Sold

3 bd
2.5 ba
2,119 sqft
1 story
2-car

Home inYellow River RanchbyHoliday Builders•Panama Plan

4009 Watergate Dr, Milton, FL 32583

Last saved price from $396,163

Single-Family
$186.96/sqft
177 days on Jome

New Homes for Sale Near 4009 Watergate Dr, Milton, FL 32583

New construction Single-Family house 4020 Watergate Dr, Milton, FL 32583 plan Bay - image

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New construction Single-Family house 4008 Watergate Dr, Milton, FL 32583 plan Bay - image

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by Adams Homes

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2 ba
1,717 sqft

About this Home

This home is sold. The information provided reflects details of the home when it was on the market.

Discover the Panama in Yellow River Ranch, an outstanding community designed by Holiday Builders in the city of Milton. This newly constructed home uses high-quality materials and finishes to create a luxurious ambiance you'll love coming home to for years.

Located at 4009 Watergate Dr, Milton, FL 32583 in the prestigious Yellow River Ranch, you'll find a collection of other new construction homes created with various layouts, along with a welcoming community of neighbors and a variety of amenities to enrich your lifestyle.

The Panama is a beautiful 1-story home with 3 spacious bedrooms, and 2.5 modern bathrooms spread over 2,119 square feet. This home also includes a garage with 2 spaces for parking vehicles, extra storage, or hobby essentials.

You'll love the convenience of being close to fantastic shopping, top-notch dining options, entertainment, and opportunities for outdoor adventures. Plus, Yellow River Ranch is zoned to the reputable Santa Rosa County School District, providing easy access to the best schools in the area.

Does Panama sound like your dream home? Work with Jome to make it a reality. Contact a New Construction Specialist to take the first step towards a lifestyle of convenience and luxury in this wonderfully located crafted home.

May also be listed on the Holiday Builders website

Information last verified by Jome: Thursday at 4:17 PM (May 28, 2026)

Home details

*Pricing and availability are subject to change.

Property status:: Sold
Size:: 2,119 sqft
Stories:: 1

Beds:: 3
Baths:: 2.5
Garage spaces:: 2

Floor plan details

Panama

from$357,990

3 bd
2.5 ba
2,119 sqft

View Panama details

Construction details

Builder Name:: Holiday Builders

Home features & finishes

Garage/Parking:: Garage
Rooms:: Primary Bedroom On MainPrimary Bedroom Downstairs

Community details

Yellow River Ranch

by Holiday Builders, Milton, FL

from$326,990

5 homes
11 plans
1,824 - 2,786 sqft

View Yellow River Ranch details

More homes in Yellow River Ranch

Pricing and availability are subject to change.

Home at address 8972 Gumwood St, Milton, FL 32583
$369,406
Under construction
- 4 bd
- 2 ba
- 1,895 sqft
8972 Gumwood St, Milton, FL 32583
Home at address 4020 Watergate Dr, Milton, FL 32583
$369,600
Under construction
- 4 bd
- 2 ba
- 1,895 sqft
4020 Watergate Dr, Milton, FL 32583
Home at address 4008 Watergate Dr, Milton, FL 32583
$375,040
Under construction
- 3 bd
- 2 ba
- 1,895 sqft
4008 Watergate Dr, Milton, FL 32583
Home at address 4012 Watergate Dr, Milton, FL 32583
$381,625
Under construction
- 4 bd
- 2 ba
- 2,030 sqft
4012 Watergate Dr, Milton, FL 32583
Home at address 8976 Gumwood St, Milton, FL 32583
$388,067
Under construction
- 3 bd
- 2 ba
- 2,030 sqft
8976 Gumwood St, Milton, FL 32583

Floor plans in Yellow River Ranch

View details for Destin
Destin
$326,990+
- 3 bd
- 2 ba
- 1,824 sqft
View details for Crystal
Crystal
$339,990+
- 3 bd
- 2 ba
- 2,187 sqft
View details for Bay
Bay
$346,990+
- 3 bd
- 2 ba
- 1,895 sqft
View details for Carlton
Carlton
$350,990+
- 4 bd
- 3 ba
- 2,261 sqft
View details for Miramar
Miramar
$351,990+
- 4 bd
- 2 ba
- 2,030 sqft
View details for Panama
Panama
$357,990+
- 3 bd
- 2.5 ba
- 2,119 sqft

About the builder - Holiday Builders

1983foundation year
41communities on Jome
650homes on Jome

Guided by a commitment to building quality, affordable new construction homes since 1983, Holiday Builders has a rich history in Florida. As the first employee-owned homebuilder in the United States, every team member is personally invested in delivering an exceptional home and outstanding customer service. This unique ownership structure fosters a deep dedication to craftsmanship and to the communities they serve.

View Holiday Builders builder profile >

Neighborhood

Home address

4009 Watergate Dr, Milton, FL 32583

City:: Milton
County:: Santa Rosa
Zip Code:: 32583

Schools in Santa Rosa County School District

Students living in Watergate Dr by Holiday Builders follow a designated feeder pattern within the Santa Rosa County School District. The journey starts at Bagdad Elementary School, serving Elementary grades just 4.9 mi from the neighborhood. From there, students advance to Martin Luther King Middle School, a public campus for Middle grades located roughly 7.4 mi away. Education culminates at Milton High School, supporting High grades within 6.7 mi and holding a rating of 4. This progression outlines the academic options in Milton, Florida.

Grades PK-05Public
bagdad elementary school
4.9 mi
4512 forsyth street
5/10
Grades PK-05Public
east milton elementary school
5.0 mi
5156 ward basin road
4/10
Grades PK-PKPublic
t. r. jackson prek center
6.0 mi
4950 susan st
na
Grades M-MPublic
capstone academy milton charter school
6.4 mi
5308 stewart st
na
Grades 09-12Public
milton high school
6.7 mi
5445 stewart street
4/10
Grades PK-05Public
w. h. rhodes elementary school
7.0 mi
5563 byrom street
4/10

GreatSchools’ Summary Rating calculation is based on 4 of the school’s themed ratings, including test scores, student/academic progress, college readiness, and equity. This information should only be used as a reference. Jome is not affiliated with GreatSchools and does not endorse or guarantee this information. Please reach out to schools directly to verify all information and enrollment eligibility. Data provided by GreatSchools.org © 2025

More homes in Santa Rosa County School District

Places of interest

Education

Fortis Institute - Pensacola Campus14.7 mi

University of West Florida16.1 mi

Pensacola State College16.5 mi

Nature Reserve

Blackwater River State Forest15.7 mi

Airport

Pensacola International Airport15.9 mi

Health Services

Ascension Sacred Heart Hospital Pensacola17.2 mi

Transportation

Port of Pensacola19.7 mi

Military Base

Naval Air Station Pensacola25.9 mi

Beach

Gulf Islands National Seashore26.4 mi

Getting around

Local travel options for Watergate Dr by Holiday Builders are defined by specific mobility scores that impact daily life. The Walk Score stands at 0 (Car-Dependent), providing a baseline for foot travel. Biking capability is rated at 22 (Somewhat Bikeable). These details focus on getting around Milton, Florida.

Walk score ®

0 /100

Car-Dependent

Bike score ®

22 /100

Somewhat Bikeable

Air quality

The dataset for Yellow River Ranch by Holiday Builders includes readings spanning the Aug 29, 2026. The overall index is reported as Good, supported by specific measurements such as OZONE at 42 (Moderate). These statistics offer a factual representation of recent air quality measurements for the region.

The 30-day average AQI:Good

050100150200300>300

PM2.5Moderate55

OZONEGood42

Air quality is satisfactory, and air pollution poses little or no risk.

Provided by AirNow

Air quality

Noise level

Noise measurements in Milton, Florida are categorized by source and intensity to create a comprehensive profile. For Yellow River Ranch by Holiday Builders, the overall rating is Calm (Calm). Specific source readings include traffic noise at Active and local sources at Calm. This information is sourced from Soundscore to provide a factual overview of the setting.

50Calm100

Traffic noiseActive

Local sources noiseCalm

Airports noiseCalm

A Soundscore™ rating is a number between 50 (very loud) and 100 (very quiet) that tells you how loud a location is due to environmental noise.

Financial details

4009 Watergate Dr, Milton, FL 32583 is priced at $396,163, offering a compelling opportunity for homebuyers. This home is above the area's average of $330,907, but still a competitive option.