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Front exterior of a new home in , St. Augustine, FL, highlighting curb appeal (Image 1).
Move-in ready
  • 4 bd
  • 4 ba
  • 2,872 sqft

45 Cortez Ave, St. Augustine, FL 32080

$1,995,000

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  • Condo
  • Quick move-in
  • $694.64/sqft
  • $3,834.1/quarterly HOA

Home description

Welcome to 45 Cortez within Cortez on the Water-a limited collection of 30 luxury waterfront residences along the Intracoastal Waterway, offering premier views of the Intracoastal, Salt Run, the iconic St. Augustine Lighthouse, and the city skyline of historic downtown. Ideally located just minutes from Anastasia State Park, top-rated restaurants, and entertainment, this refined Swordfish floor plan offers elevated design, modern coastal elegance, and low-maintenance luxury living.

This 2,872 sq ft three-story residence features a private in-unit elevator, deeded boat slip with deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking first impression, while the paverstone driveway adds timeless curb appeal in harmony with the coastal architectural style.

The first floor features a private guest suite or flex/entertainment room pre-plumbed for a wet bar with full bath, a dedicated laundry room, and direct access to a covered patio with marina and water views.

On the second floor, the spacious primary suite is its own retreat and offers a spa-style oversized bath, large walk-in closet, and a private covered balcony with tranquil water views. Two additional bedrooms and a full bath complete this level.

The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen includes a waterfall-edge quartz island with wainscoting and ample storage, high-end stainless steel appliances, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, the heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. From the front windows, enjoy an incredible view of the historic St. Augustine Lighthouse.

Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character.

Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seatingperfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living.

**Select builder upgrades still available.

Listed by HILARIE DURRETT, hilariesellsrealestate@gmail.com
HOUSE & HAVEN, MLS 2095644

Information last verified by Jome: Today at 1:26 AM (December 5, 2025)

Home highlights

Close to TPC Sawgrass
Map tag
Great location

Iconic golf course in Ponte Vedra Beach, home to The Players Championship and renowned island green on hole 17.

22.1 miles away
Garage
Attached Garage
Walk-In Closet
Patio
Central Air
Dishwasher
Microwave Oven
Disposal
Kitchen
Wood Flooring
Electricity Available
Refrigerator
Water Heater

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Estimated value based on Jome data, T&C apply

Home details

*Pricing and availability are subject to change.
Property status:
Move-in ready
Size:
2,872 sqft
Stories:
3+
Beds:
4
Baths:
4
Half baths:
1
Garage spaces:
2
Facing direction:
Southeast

Construction details

Year Built:
2024

Home features & finishes

Construction Materials:
CementConcreteFrame
Cooling:
Ceiling Fan(s)Central Air
Flooring:
Wood Flooring
Garage/Parking:
GarageAttached Garage
Interior Features:
Walk-In ClosetPantry
Kitchen:
DishwasherMicrowave OvenRefrigeratorDisposalElectric CooktopKitchen IslandElectric Oven
Property amenities:
BalconyElevatorPatio
Rooms:
KitchenOpen Concept Floorplan

Utility information

Heating:
Water Heater, Central Heating, Tankless water heater
Utilities:
Electricity Available, Sewer Available, Water Available

Neighborhood

Home address

45 Cortez Ave, St. Augustine, FL 32080
County:
St. Johns
Zip Code:
32080
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Schools in St. Johns County School District

GreatSchools.org logo

GreatSchools’ Summary Rating calculation is based on 4 of the school’s themed ratings, including test scores, student/academic progress, college readiness, and equity. This information should only be used as a reference. Jome is not affiliated with GreatSchools and does not endorse or guarantee this information. Please reach out to schools directly to verify all information and enrollment eligibility. Data provided by GreatSchools.org © 2025

Places of interest

Getting around

Walk score ®
66 /100
Somewhat Walkable
Bike score ®
65 /100
Bikeable

Air quality

Natural hazards risk

Climate hazards can impact homes and communities, with risks varying by location. These scores reflect the potential impact of natural disasters and climate-related risks on St. Johns County

Riverine flooding93.7
Relatively Moderate
Wildfire95.4
Relatively Moderate
Hurricane96.0
Relatively High
Earthquake77.0
Relatively Low
Heat wave0.0
No Rating
Coastal flooding93.0
Relatively Moderate

Provided by FEMA

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Financials

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Real MLS Logo
Listed by HILARIE DURRETT, hilariesellsrealestate@gmail.com
HOUSE & HAVEN, MLS 2095644

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS. © 2025 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Last checked Dec 5, 5:00 pm

  1. Home
  2. New homes
  3. Florida
  4. Jacksonville Metropolitan Area
  5. St. Johns County
  6. St. Augustine
  7. 45 Cortez Ave, St. Augustine, FL 32080