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Front exterior of a new home in Prairie Oaks, St. Cloud, FL, highlighting curb appeal (Image 1).
Community amenities in Prairie Oaks, St. Cloud (Image 2).
Move-in ready
  • 5 bd
  • 3 ba
  • 2,601 sqft
Home inPrairie OaksbyD.R. HortonHayden Plan

5820 Arboretum St, St. Cloud, FL 34771

$515,000

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  • Single-Family
  • Quick move-in
  • $198/sqft
  • $180/monthly HOA

Home description

OWNER FINANCING AVAILABLE!!!!!! ---- One or more photo(s) has been virtually staged.

Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living.

The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away.

Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyer’s agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability.

The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller's loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs

Listed by Mauricio Garcia Lopez, mauricio.garcia@myrealestate4u.com
LA ROSA REALTY LLC, MLS O6412182

May also be listed on the D.R. Horton website

Information last verified by Jome: Today at 3:10 AM (June 1, 2026)

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Estimated value based on Jome data, T&C apply

Home details

*Pricing and availability are subject to change.
Property status:
Move-in ready
Lot size (acres):
0.14
Size:
2,601 sqft
Stories:
2
Beds:
5
Baths:
3
Garage spaces:
2
Facing direction:
North
Hayden image

Floor plan details

Hayden

from$469,990
  • 5 bd
  • 3 ba
  • 2,601 sqft

View Hayden details

Hayden

Construction details

Builder Name:
D.R. Horton
Year Built:
2024
Roof:
Shingle Roofing

Home features & finishes

Appliances:
Exhaust FanSprinkler System
Construction Materials:
StuccoBlock
Cooling:
Central Air
Flooring:
Ceramic FlooringCarpet FlooringTile Flooring
Foundation Details:
Slab
Garage/Parking:
GarageAttached Garage
Interior Features:
Walk-In ClosetSliding Doors
Kitchen:
DishwasherMicrowave OvenOvenRefrigeratorWater FilterDisposalBuilt-In OvenCooktopKitchen Range
Laundry facilities:
DryerWasherUtility/Laundry Room
Lighting:
Street Lights
Pets:
Pets AllowedPets Allowed with Breed RestrictionsCat(s) Only AllowedDog(s) Only Allowed
Property amenities:
SidewalkIrrigation
Rooms:
KitchenDining RoomFamily RoomLiving RoomOpen Concept FloorplanPrimary Bedroom Upstairs
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Utility information

Heating:
Electric Heating, Thermostat, Water Heater, Central Heating
Sewer:
Public Sewer
Utilities:
Electricity Available, Underground Utilities, Phone Available, Cable Available, Water Available, Solar Utilities
Water source:
Public
Prairie Oaks image

Community details

Prairie Oaks

by D.R. Horton, St. Cloud, FL

from$515,000
  • 1 home
  • 2,601 - 2,601 sqft

View Prairie Oaks details

Prairie Oaks

About the builder - D.R. Horton

D.R. Horton
Guided by a value-first dedication to homebuyers, D.R. Horton has grown from its Texas roots to become the nation's largest homebuilder by volume since 2002. The company offers a variety of new construction homes designed for different lifestyles, from first-time buyers to luxury living. This focus on diverse product offerings and strategic growth has solidified its reputation in the housing market.

Neighborhood

Home address

5820 Arboretum St, St. Cloud, FL 34771
County:
Osceola
Zip Code:
34771
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Schools in Osceola County School District

Families in Arboretum St by D.R. Horton follow a clear educational pathway in the Osceola County School District. Children begin at Narcoossee Elementary School, taught in Elementary grades and located about 2.4 mi from home. Students in the middle grades attend Narcoossee Middle School, a public school for Middle grades that holds a rating of 6. Older learners transition to St. Cloud High School, supporting High grades within approximately 6.2 mi. This straightforward progression provides consistency for growing students in St. Cloud, Florida.
GreatSchools.org logo

GreatSchools’ Summary Rating calculation is based on 4 of the school’s themed ratings, including test scores, student/academic progress, college readiness, and equity. This information should only be used as a reference. Jome is not affiliated with GreatSchools and does not endorse or guarantee this information. Please reach out to schools directly to verify all information and enrollment eligibility. Data provided by GreatSchools.org © 2025

Places of interest

Getting around

For residents of Arboretum St by D.R. Horton, mobility is defined by the surrounding infrastructure. A Walk Score of 6 (Car-Dependent) helps set expectations for pedestrian accessibility to local goods and services. Cycling conditions are reflected in a Bike Score of 26 (Somewhat Bikeable), which is useful for those looking to integrate biking into their routine. Reviewing these indicators helps clarify movement patterns in St. Cloud, Florida.
Walk score ®
6 /100
Car-Dependent
Bike score ®
26 /100
Somewhat Bikeable
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Listed by Mauricio Garcia Lopez, mauricio.garcia@myrealestate4u.com
LA ROSA REALTY LLC, MLS O6412182

Based on information submitted to the MLS GRID as of 10/21/2024 2:31 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint. Listing Information presented by local MLS brokerage: NewHomesMate LLC, DBA Jome (888) 545-5198

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Last checked Jun 1, 3:10 am

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