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Front exterior of the Rio Grande floorplan at a Meritage Homes community.
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Carmel Ranch by Meritage Homes

12736 Laguna Crst, Schertz, TX 78154

from $354,990

💰 Est. $25,810 in total savings!

Mortgage rates starting from 3.99%

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Builder deals available

2 programs • Save up to $25,810 • 7 years estimate
  • TOP-TIER DEAL
    FHA 30 Year Fixed
    $25,810 est. value
    • Rate buydown from 3.99% (1–5 year) with 4.734% APR, 3.5% down payment, and 640 credit score
  • Any loan type
    $20,650 est. value
    • $10,000 closing costs help
    • 3% closing costs help
    • Credit equal and applicable to customary closing costs (title policy, escrow agent fees and costs, and loan origination fees) whose purchase is towards a 30-year FHA, owner-occupied loan program available only if buyer obtains a mortgage loan through MTH Mortgage, LLC. Buyer is free to select an alternate lender or to pay in cash, or to use an alternate Closing Agent, but in such event, Meritage Homes will not provide the pre-paid interest and loan origination fees promotion. Any portion of the credit that is unused on valid closing costs for any reason will be forfeited. The aggregate total of all credits and incentives provided by Meritage and/or MTH Mortgage in connection with this promotion or otherwise associated with the purchase of the home that require a qualifying loan from MTH Mortgage to finance the home shall in no event exceed the sum of three percent (3%) of the base price of the home plus any lot/unit premium, and if, for any reason whatsoever, the aggregate of such credits and incentives exceeds such amount, then such credits and incentives will be reduced automatically so that the aggregate of such credits and incentives is equal to three percent (3%) of the base price of the home plus any lot/unit premium. Closing cost cap is up to 3% based off a qualified buyer with a 10% down payment on a loan amount of $350,000.

Deals may change and are not guaranteed. Some deals apply to specific homes or plans. Not a financing offer. Eligibility varies by lender. Please verify details.

Available homes

Extra incentives may apply to these homes
Pricing and availability are subject to change.
Any
3+ beds
4+ beds
2+ baths
3+ baths

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Estimated value based on Jome data, T&C apply

Community highlights

Explore Carmel Ranch, a single-family home community by Meritage Homes situated at 12736 Laguna Crst, Schertz, TX 78154. At the moment, the community has a status of Selling. Offering 8 units, including 6 ready-to-move options. Carmel Ranch homes size vary between 1,738 and 2,625 square feet on various lot sizes. Prices range from $354,990 to $449,900.

Close to Joint Base San Antonio - Randolph
Map tag
Great location

Historic base with top-rated schools, strong community, and easy access to San Antonio's amenities.

3.2 miles away
Park Nearby
Walking, Jogging, Hike Or Bike Trails
Shopping Nearby
Dining Nearby
Entertainment Nearby
Energy Efficient

Community details

Community details

Builder(s):
Meritage Homes
Home type:
Single-Family
Selling status:
Selling
School district:
Schertz-Cibolo-Universal City Independent School District

Community amenities

The residential environment at Carmel Ranch by Meritage Homes is shaped by its shared resources and layout. There are 6 amenities present, contributing to the functionality of this single-family community. Dining Nearby serves as a representative example of these community amenities near Carmel Ranch by Meritage Homes. Collectively, these spaces offer residents specific areas for activity or utility outside of their private homes, reinforcing the community design.
  • Dining Nearby
  • Energy Efficient
  • Park Nearby
  • Walking, Jogging, Hike Or Bike Trails
  • Entertainment Nearby
  • Shopping Nearby
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About the builder - Meritage Homes

Meritage Homes
Focused on industry-leading energy efficiency, Meritage Homes has been a recognized builder of new construction homes since 1985. The company is a multi-year ENERGY STAR® Partner of the Year award winner, reflecting a long-standing commitment to building sustainable and thoughtfully designed homes.

Neighborhood

Community address

12736 Laguna Crst, Schertz, TX 78154
City:
Schertz
County:
Bexar
Zip Code:
78154
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Schools in Schertz-Cibolo-Universal City Independent School District

Carmel Ranch by Meritage Homes offers access to local schools through the Schertz-Cibolo-Universal City Independent School District. The zoned elementary campus is Rose Garden Elementary, teaching Elementary grades and reporting a rating of 3. As students progress, they attend , a school for grades located away. High schoolers transfer to Ray D Corbett Junior High (Middle grades), which is found approximately 0.8 mi from the community.
GreatSchools.org logo

GreatSchools’ Summary Rating calculation is based on 4 of the school’s themed ratings, including test scores, student/academic progress, college readiness, and equity. This information should only be used as a reference. Jome is not affiliated with GreatSchools and does not endorse or guarantee this information. Please reach out to schools directly to verify all information and enrollment eligibility. Data provided by GreatSchools.org © 2025

Places of interest

For those exploring the region, Lake locations offer specific points of engagement near Carmel Ranch by Meritage Homes. The area hosts various such destinations, with Lake Placid located approximately 16.4 mi away. These venues are integrated into the broader community structure, appearing alongside other key regional sites. They are essential components of the places of interest near Carmel Ranch by Meritage Homes.

Getting around

Movement potential around Carmel Ranch by Meritage Homes is assessed through multiple categories to help with route planning. Cycling conditions are captured by a Bike Score of 25 (Somewhat Bikeable), while pedestrian movement is rated with a Walk Score of 0 (Car-Dependent). These figures describe transportation access near Carmel Ranch by Meritage Homes.
Walk score ®
0 /100
Car-Dependent
Bike score ®
25 /100
Somewhat Bikeable

Air quality

Noise level

Readings from Soundscore characterize the sound environment at Carmel Ranch by Meritage Homes. The total Noise Score is Calm, which is rated as Calm. This includes a breakdown of traffic noise (Active) and airport noise (Calm), offering a detailed look at the acoustic factors present. These statistics offer a snapshot of noise levels in Schertz, Texas.
84
50Calm100
Traffic noiseActive
Local sources noiseCalm
Airports noiseCalm

A Soundscoreâ„¢ rating is a number between 50 (very loud) and 100 (very quiet) that tells you how loud a location is due to environmental noise.

Natural hazards risk

The setting of Carmel Ranch by Meritage Homes is defined by a collection of environmental statistics relevant to Bexar County. These figures, sourced from FEMA, offer an objective look at local conditions, free from subjective interpretation. By focusing on the numbers, residents can see a direct representation of the physical factors at play. The data for Tornado includes a score of 99.87 and a rating of Very High. Together with other metrics, this defines the environmental conditions in Schertz, Texas, serving as a valuable tool for anyone looking to understand the region's natural characteristics.
Riverine flooding99.3
Relatively High
Wildfire95.2
Relatively Moderate
Hurricane87.6
Relatively Moderate
Earthquake53.4
Very Low
Heat wave97.8
Relatively High
Strong wind82.7
Relatively Moderate

Provided by FEMA

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Financials

Estimated monthly payment

Carmel Ranch by Meritage Homes

Starting in the $300s, Carmel Ranch is located in southern Schertz, just northeast of San Antonio. This prime location offers quick access to I-10 and Loop 1604 and is served by the highly acclaimed, 'A'-rated Schertz-Cibolo-Universal City ISD. Residents can embrace nature with nearby parks and scenic trails, creating the ideal balance between convenience and outdoor living. Discover a better way of life at Carmel Ranch—stake your claim today!

Last checked Aug 3, 12:20 am

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