New construction homes for sale in Payne Springs, TX
4 homes
Deal spotlight: real Jome success stories

Ana V.
First-time buyer with $500 down
We went from renting a crumbling home to owning a 4-bed with $500 down — Jome made it possible.
Bought with Jome - July 2025
Avenida by D.R. Horton
- 4 bd
- 2 ba
- 2 stories
- 1,891 sqft
Savings breakdown
Monthly payment
$1,679/mo$2,384/moSaved $705/moCash to close
$10,500$18,500Saved $8,000🔥 Deal worth: $16,640
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- 4 bedrooms
- Modern finishes
- Open layout
- Family-friendly area
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Rachel P.
Turned down twice. Now a proud homeowner — with nothing due at closing!
I fixed my credit, worked with Jome, and got my home with $850 down — no closing costs.
Bought with Jome - July 2025
Landon Ridge by Lennar
- 3 bd
- 2 ba
- 1 story
- 1,266 sqft
Savings breakdown
Monthly payment
$1,600/mo$2,047/moSaved $447/moCash to close
$850$12,350Saved $11,500🔥 Deal worth: $20,514
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- Affordable
- Manageable payments
- Fresh start
- Smart Layout
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Ankit S.
Locked in 3.99% — now paying what they did in rent
With Jome's help, we locked in 3.99% and now own a home for the same monthly payment as our rent.
Bought with Jome - July 2025
Frontier Pointe by D.R. Horton
- 2 bd
- 2 ba
- 1 story
- 1,123 sqft
Savings breakdown
Monthly payment
$1,553/mo$2,364/moSaved $811/moCash to close
$6,633$18,720Saved $12,087🔥 Deal worth: $21,819
Includes: blinds, refrigerator, gutters, garage door opener
Why this home is a match:
- 3.99% interest
- Modern Kitchen
- Energy Efficient
- Extras included free
We'll match you to similar homes
New construction homes for sale near Payne Springs, TX
How much home can you afford?Get a quick estimate of how much you can afford based on common lender's approval criteria.
Housing market in Payne Springs, TX
- StateTexas
- MarketDallas-Fort Worth Area
- Neighborhoods0
- Communities0
- Single family4
- Townhouses0
- Multi family0
- Condominiums0
- Active builders0
- Starting price$199,000
- Median price$252,499.5
- Price per square foot$172.39
Real estate price trends
Home price data reflects 4 listings in Payne Springs, TX, sourced from Jome and updated regularly
*Based on Jome markets
What it's like to live in Payne Springs?
The Local Vibe
Payne Springs is a quiet, lakeside municipality situated on the eastern shores of Cedar Creek Reservoir in Henderson County. With a population of approximately 750 residents, it functions primarily as a relaxed residential retreat for retirees and commuters working in nearby Gun Barrel City or Athens. The community maintains a rural feel despite its official city status, characterized by a mix of seasonal vacation properties and permanent households.
Living Here: Amenities & Lifestyle
Life here revolves around the water and the outdoors. Residents frequently launch boats from local ramps to enjoy fishing and water sports on Cedar Creek Reservoir, the fourth-largest lake in Texas. For daily essentials, most locals make the short five-mile drive into Gun Barrel City to visit the Walmart Supercenter or Lowe’s Home Improvement. Purtis Creek State Park is just a 15-minute drive away, offering serene hiking trails and specialized bass fishing. The Payne Springs Volunteer Fire Department serves as a central community landmark, often hosting local events and fundraisers. While the town itself is tranquil, State Highway 198 provides a direct link to regional employment hubs. This accessibility makes new home communities in Payne Springs an attractive option for those seeking a slower pace without total isolation.
Schools & Family Appeal
Students in the area attend the Eustace Independent School District, which serves a large portion of northern Henderson County. The district is recognized for its small class sizes and strong community support at campuses like Eustace High School. Families are often drawn to the area for the combination of rural education and the recreational opportunities provided by the lake.
Why New Construction Makes Sense Here
Much of the existing housing stock around the lake consists of older cabins and manufactured homes that may require significant immediate investment in roofing or foundation stabilization. Choosing new construction homes in Payne Springs provides essential peace of mind through 10-year structural warranties and modern building codes. Buyers can avoid the high "Year One" capital expenditures often associated with the humid, lakeside climate, such as replacing aging HVAC systems or outdated plumbing. These move-in ready homes in Payne Springs allow residents to spend their weekends on the water rather than managing a never-ending list of repairs. This reliability is a major advantage in a market where older properties often hide the wear and tear of decades of Texas heat.
Frequently Asked Questions (FAQs)
What is the current median sale price for a property in Payne Springs, TX?
In the Payne Springs, TX, prospective homeowners can expect a median sale price of $255,000, according to the latest data from December 2025. This price reflects a market of 4 newly constructed homes.



























