New construction homes for sale in Santa Rosa Beach, FL
40 homes
Deal spotlight: real Jome success stories

Ana V.
First-time buyer with $500 down
We went from renting a crumbling home to owning a 4-bed with $500 down — Jome made it possible.
Bought with Jome - July 2025
Avenida by D.R. Horton
- 4 bd
- 2 ba
- 2 stories
- 1,891 sqft
Savings breakdown
Monthly payment
$1,679/mo$2,384/moSaved $705/moCash to close
$10,500$18,500Saved $8,000🔥 Deal worth: $16,640
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- 4 bedrooms
- Modern finishes
- Open layout
- Family-friendly area
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Rachel P.
Turned down twice. Now a proud homeowner — with nothing due at closing!
I fixed my credit, worked with Jome, and got my home with $850 down — no closing costs.
Bought with Jome - July 2025
Landon Ridge by Lennar
- 3 bd
- 2 ba
- 1 story
- 1,266 sqft
Savings breakdown
Monthly payment
$1,600/mo$2,047/moSaved $447/moCash to close
$850$12,350Saved $11,500🔥 Deal worth: $20,514
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- Affordable
- Manageable payments
- Fresh start
- Smart Layout
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Ankit S.
Locked in 3.99% — now paying what they did in rent
With Jome's help, we locked in 3.99% and now own a home for the same monthly payment as our rent.
Bought with Jome - July 2025
Frontier Pointe by D.R. Horton
- 2 bd
- 2 ba
- 1 story
- 1,123 sqft
Savings breakdown
Monthly payment
$1,553/mo$2,364/moSaved $811/moCash to close
$6,633$18,720Saved $12,087🔥 Deal worth: $21,819
Includes: blinds, refrigerator, gutters, garage door opener
Why this home is a match:
- 3.99% interest
- Modern Kitchen
- Energy Efficient
- Extras included free
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How much home can you afford?Get a quick estimate of how much you can afford based on common lender's approval criteria.
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Real estate price trends
Home price data reflects 40 listings in Santa Rosa Beach, FL, sourced from Jome and updated regularly
*Based on Jome markets
What it's like to live in Santa Rosa Beach?
The Local Vibe (Location & Identity)
Santa Rosa Beach serves as the primary residential and commercial hub for South Walton County, situated between Destin and Panama City Beach. This unincorporated community has seen its population swell to over 15,000 residents as it transitions from a seasonal vacation spot to a year-round professional and retiree enclave. The local economy is driven by a mix of high-end tourism, real estate development, and the Ascension Sacred Heart Emerald Coast healthcare system.
Living Here: Amenities & Lifestyle
Daily life revolves around the outdoors and the distinct coastal villages along Scenic Highway 30A. Residents often spend mornings hiking the trails at Point Washington State Forest or paddleboarding in Western Lake at Grayton Beach State Park. For shopping and dining, Grand Boulevard at Sandestin provides a sophisticated mix of retailers like Williams-Sonoma and a Publix Super Market. The Big Chill serves as a central gathering spot for families to enjoy outdoor movies and live music. Commuters typically travel along US-98 to reach major employment centers in Destin or the Eglin Air Force Base region. This area maintains a relaxed, upscale atmosphere where the beach is a backdrop to everyday errands.
Schools & Family Appeal
Families are drawn here by the Walton County School District, which consistently ranks among the top-performing districts in Florida. Students typically attend highly-regarded institutions such as South Walton High School and Bay Elementary. Beyond the classroom, the Coastal Branch Library and local youth sports leagues at Helen McCall Park offer robust community programming.
Why New Construction Makes Sense Here
The harsh salt air and high humidity of the Gulf Coast create unique maintenance challenges for older properties in this region. Choosing new construction homes in Santa Rosa Beach provides significant peace of mind through 10-year structural warranties and modern, impact-rated windows designed for tropical weather. These properties eliminate the immediate need for expensive capital expenditures like roof replacements or HVAC overhauls, which are common in the area's aging cottage stock. Exploring new home communities in Santa Rosa Beach allows buyers to secure a residence built to the latest Florida Building Code standards for wind resistance. For those on a tight timeline, quick move-in homes in Santa Rosa Beach offer a streamlined path to coastal living without the delays of a custom build.




















