New construction homes for sale in St. Cloud, FL
958 homes
Deal spotlight: real Jome success stories

Ana V.
First-time buyer with $500 down
We went from renting a crumbling home to owning a 4-bed with $500 down — Jome made it possible.
Bought with Jome - July 2025
Avenida by D.R. Horton
- 4 bd
- 2 ba
- 2 stories
- 1,891 sqft
Savings breakdown
Monthly payment
$1,679/mo$2,384/moSaved $705/moCash to close
$10,500$18,500Saved $8,000🔥 Deal worth: $16,640
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- 4 bedrooms
- Modern finishes
- Open layout
- Family-friendly area
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Rachel P.
Turned down twice. Now a proud homeowner — with nothing due at closing!
I fixed my credit, worked with Jome, and got my home with $850 down — no closing costs.
Bought with Jome - July 2025
Landon Ridge by Lennar
- 3 bd
- 2 ba
- 1 story
- 1,266 sqft
Savings breakdown
Monthly payment
$1,600/mo$2,047/moSaved $447/moCash to close
$850$12,350Saved $11,500🔥 Deal worth: $20,514
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- Affordable
- Manageable payments
- Fresh start
- Smart Layout
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Ankit S.
Locked in 3.99% — now paying what they did in rent
With Jome's help, we locked in 3.99% and now own a home for the same monthly payment as our rent.
Bought with Jome - July 2025
Frontier Pointe by D.R. Horton
- 2 bd
- 2 ba
- 1 story
- 1,123 sqft
Savings breakdown
Monthly payment
$1,553/mo$2,364/moSaved $811/moCash to close
$6,633$18,720Saved $12,087🔥 Deal worth: $21,819
Includes: blinds, refrigerator, gutters, garage door opener
Why this home is a match:
- 3.99% interest
- Modern Kitchen
- Energy Efficient
- Extras included free
We'll match you to similar homes
How much home can you afford?Get a quick estimate of how much you can afford based on common lender's approval criteria.
New home communities in St. Cloud, FL
63 communities
Master Planned Communities in St. Cloud, FL
2 master planned communities
Recently Added Communities in St. Cloud, FL
Popular Communities in St. Cloud, FL
Housing market in St. Cloud, FL
- StateFlorida
- MarketGreater Orlando Area
- Neighborhoods0
- Communities63
- Single family860
- Townhouses102
- Multi family7
- Condominiums0
- Active builders28
- Starting price$285,990
- Median price$434,490
- Price per square foot$214.78
Real estate price trends
Home price data reflects 958 listings in St. Cloud, FL, sourced from Jome and updated regularly
*Based on Jome markets
What it's like to live in St. Cloud?
The Local Vibe (Location & Identity)
Located in Osceola County about 26 miles south of Orlando, St. Cloud maintains a distinct identity as a historic lakefront city rather than a typical suburb. With a population of approximately 60,000, the community is characterized by a high percentage of family households and a workforce that commutes primarily to the Orlando metro area or the nearby Lake Nona Medical City. It offers a slower pace of life centered around the southern shores of East Lake Tohopekaliga.
Living Here: Amenities & Lifestyle
Daily life often revolves around the St. Cloud Lakefront Park, where residents utilize the walking trails, splash pad, and marina for weekend recreation. The historic downtown district provides a walkable grid of local shops and eateries like the 10th Street Produce and Meats. Golfers frequently visit the Royal St. Cloud Golf Links, while nature enthusiasts explore the boardwalks at Peghorn Nature Park. For major shopping, residents head to the St. Cloud Commons or make the short drive to the Loop in Kissimmee. Access to Florida’s Turnpike and US-192 makes the commute to major employers like Orlando Health St. Cloud Hospital or the Disney theme parks straightforward. Many residents find that new home communities in St. Cloud offer a balance between rural tranquility and proximity to Central Florida’s economic hubs.
Schools & Family Appeal
Families are served by the School District of Osceola County, with local students attending well-established institutions like St. Cloud High School and Michigan Avenue Elementary. The city’s commitment to youth is evident in the extensive programming at the Chris J. Larkins Community Center and the St. Cloud Public Library. This focus on community infrastructure makes it a preferred destination for those seeking a stable environment for raising children.
Why New Construction Makes Sense Here
Choosing new construction homes in St. Cloud provides significant peace of mind, especially given the humid subtropical climate and the age of the city's historic housing stock. Older homes in the area often require immediate capital expenditures for roof replacements or aging HVAC systems to handle Florida’s intense summer heat. By opting for a new build, buyers benefit from 10-year structural warranties and modern building codes designed for hurricane resistance. This eliminates the stress of unexpected repairs during the first decade of ownership. For those on a tight timeline, quick move-in homes in St. Cloud offer these modern protections without the wait of a traditional build cycle.
Frequently Asked Questions (FAQs)
What is the current median sale price for a property in St. Cloud, FL?
The St. Cloud, FL currently exhibits a median sale price of $425,000 for properties, based on data from February 2026. This figure is derived from an inventory of 930 newly built homes, each representing the work of one of 27 established developers.
Who are the major developers of new construction homes in St. Cloud, FL?
When it comes to new construction homes in St. Cloud, FL, the names of Highland Homes of Florida, D.R. Horton, M/I Homes, Taylor Morrison and Jones Homes USA are prominent. These developers are renowned for their innovative designs and quality construction across several communities.
Are CDD fees common in St. Cloud new communities?
Yes, most of the large-scale residential developments in St. Cloud utilize Community Development Districts (CDDs). This district issues tax-exempt bonds to finance infrastructure like roads, utilities, and resort-style pools. The cost is passed to the homeowner as an annual assessment on the property tax bill. Because CDD fees can vary significantly between neighborhoods like Kindred and Harmony, you should always verify the specific tax breakdown with the builder.
How does St. Cloud relate to the Lake Nona area?
St. Cloud has become the primary "spillover" market for buyers who want to be near Lake Nona and Medical City but seek more attainable home prices. The Narcoossee Road corridor connects the two areas directly. New communities in northern St. Cloud allow residents to access Lake Nona’s employment centers, restaurants, and the VA Hospital in under 15–20 minutes, making it a strategic location for healthcare professionals and commuters.
What recreational options does East Lake Toho offer?
East Lake Tohopekaliga (East Lake Toho) is the centerpiece of the city's outdoor lifestyle. Unlike the private lakes in some subdivisions, the St. Cloud Lakefront Park provides public access for boating, fishing, and swimming. Many new home buyers choose St. Cloud specifically for this access to world-class bass fishing and the marina, which offers a distinct "old Florida" nature experience compared to the theme park focus of neighboring Orlando.














































