New construction homes for sale in Fernandina Beach, FL
60 homes
Deal spotlight: real Jome success stories

Ana V.
First-time buyer with $500 down
We went from renting a crumbling home to owning a 4-bed with $500 down — Jome made it possible.
Bought with Jome - July 2025
Avenida by D.R. Horton
- 4 bd
- 2 ba
- 2 stories
- 1,891 sqft
Savings breakdown
Monthly payment
$1,679/mo$2,384/moSaved $705/moCash to close
$10,500$18,500Saved $8,000🔥 Deal worth: $16,640
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- 4 bedrooms
- Modern finishes
- Open layout
- Family-friendly area
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Rachel P.
Turned down twice. Now a proud homeowner — with nothing due at closing!
I fixed my credit, worked with Jome, and got my home with $850 down — no closing costs.
Bought with Jome - July 2025
Landon Ridge by Lennar
- 3 bd
- 2 ba
- 1 story
- 1,266 sqft
Savings breakdown
Monthly payment
$1,600/mo$2,047/moSaved $447/moCash to close
$850$12,350Saved $11,500🔥 Deal worth: $20,514
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- Affordable
- Manageable payments
- Fresh start
- Smart Layout
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Ankit S.
Locked in 3.99% — now paying what they did in rent
With Jome's help, we locked in 3.99% and now own a home for the same monthly payment as our rent.
Bought with Jome - July 2025
Frontier Pointe by D.R. Horton
- 2 bd
- 2 ba
- 1 story
- 1,123 sqft
Savings breakdown
Monthly payment
$1,553/mo$2,364/moSaved $811/moCash to close
$6,633$18,720Saved $12,087🔥 Deal worth: $21,819
Includes: blinds, refrigerator, gutters, garage door opener
Why this home is a match:
- 3.99% interest
- Modern Kitchen
- Energy Efficient
- Extras included free
We'll match you to similar homes
How much home can you afford?Get a quick estimate of how much you can afford based on common lender's approval criteria.
New home communities in Fernandina Beach, FL
6 communities
Recently Added Communities in Fernandina Beach, FL
Popular Communities in Fernandina Beach, FL
Housing market in Fernandina Beach, FL
- StateFlorida
- MarketJacksonville Metropolitan Area
- Neighborhoods0
- Communities6
- Single family54
- Townhouses2
- Multi family0
- Condominiums6
- Active builders6
- Starting price$349,990
- Median price$649,900
- Price per square foot$250.53
Real estate price trends
Home price data reflects 60 listings in Fernandina Beach, FL, sourced from Jome and updated regularly
*Based on Jome markets
What it's like to live in Fernandina Beach?
The Local Vibe (Location & Identity)
Fernandina Beach serves as the northernmost city on Florida’s Atlantic coast, situated on Amelia Island in Nassau County. With a population of approximately 13,000, it functions as a distinct coastal hub rather than a typical bedroom community. The local economy is driven by a unique mix of industrial manufacturing at WestRock and Rayonier alongside a robust tourism sector.
Living Here: Amenities & Lifestyle
Daily life revolves around the outdoors and the city's deep maritime history. Residents often spend weekends exploring the 1,400 acres of Fort Clinch State Park or walking the trails at Egan’s Creek Greenway. The historic downtown district along Centre Street provides a walkable environment for local dining and shopping without the congestion of larger Florida metros. Main Beach Park offers direct ocean access, while the Amelia Island Museum of History preserves the area's "Isle of Eight Flags" heritage. Commuters heading to Jacksonville typically face a 45-minute drive via A1A and I-95. This geographic isolation creates a tight-knit atmosphere where the pace of life remains noticeably slower than in neighboring Duval County.
Schools & Family Appeal
Families are drawn to the area by the Nassau County School District, which consistently ranks among the top-performing districts in the state. Local students attend Fernandina Beach High School and Middle School, both of which serve as central points for community athletics and events. The Fernandina Beach Branch Library and the Atlantic Recreation Center provide additional year-round programming for children and teens.
Why New Construction Makes Sense Here
The local housing stock features many historic Victorian properties and mid-century cottages that often require significant capital expenditures for roof replacements or updated electrical systems. Choosing new construction homes in Fernandina Beach eliminates the immediate stress of high-cost maintenance. These properties come with 10-year structural warranties, providing essential protection against the coastal elements and humid subtropical climate. Buyers looking at new home communities in Fernandina Beach benefit from modern building codes designed for hurricane resilience, which can lead to lower insurance premiums compared to older island homes. For those on a tighter timeline, quick move-in homes in Fernandina Beach offer a turnkey solution that avoids the unpredictable renovation costs common in the city's older neighborhoods.
Frequently Asked Questions (FAQs)
What is the current median sale price for a property in Fernandina Beach, FL?
The Fernandina Beach, FL currently exhibits a median sale price of $729,900 for properties, based on data from December 2025. This figure is derived from an inventory of 69 newly built homes, each representing the work of one of 5 established developers.
Who are the major developers of new construction homes in Fernandina Beach, FL?
ICI Homes, Richmond American Homes, Century Communities, Riverside Homes and New Atlantic Builders are the main builders driving new home construction in Fernandina Beach, FL. Their projects cater to a wide range of homebuyer preferences and needs.
































