16 Single Family New construction homes for sale in Cottonwood, AZ
16 homes
Deal spotlight: real Jome success stories

Ana V.
First-time buyer with $500 down
We went from renting a crumbling home to owning a 4-bed with $500 down — Jome made it possible.
Bought with Jome - July 2025
Avenida by D.R. Horton
- 4 bd
- 2 ba
- 2 stories
- 1,891 sqft
Savings breakdown
Monthly payment
$1,679/mo$2,384/moSaved $705/moCash to close
$10,500$18,500Saved $8,000🔥 Deal worth: $16,640
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- 4 bedrooms
- Modern finishes
- Open layout
- Family-friendly area
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Rachel P.
Turned down twice. Now a proud homeowner — with nothing due at closing!
I fixed my credit, worked with Jome, and got my home with $850 down — no closing costs.
Bought with Jome - July 2025
Landon Ridge by Lennar
- 3 bd
- 2 ba
- 1 story
- 1,266 sqft
Savings breakdown
Monthly payment
$1,600/mo$2,047/moSaved $447/moCash to close
$850$12,350Saved $11,500🔥 Deal worth: $20,514
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- Affordable
- Manageable payments
- Fresh start
- Smart Layout
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Ankit S.
Locked in 3.99% — now paying what they did in rent
With Jome's help, we locked in 3.99% and now own a home for the same monthly payment as our rent.
Bought with Jome - July 2025
Frontier Pointe by D.R. Horton
- 2 bd
- 2 ba
- 1 story
- 1,123 sqft
Savings breakdown
Monthly payment
$1,553/mo$2,364/moSaved $811/moCash to close
$6,633$18,720Saved $12,087🔥 Deal worth: $21,819
Includes: blinds, refrigerator, gutters, garage door opener
Why this home is a match:
- 3.99% interest
- Modern Kitchen
- Energy Efficient
- Extras included free
We'll match you to similar homes
How much home can you afford?Get a quick estimate of how much you can afford based on common lender's approval criteria.
1 Single Family New home community in Cottonwood, AZ
1 community
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Home price data reflects 16 listings in Cottonwood, AZ, sourced from Jome and updated regularly
*Based on Jome markets
What it's like to live in Cottonwood?
The Local Vibe (Location & Identity)
Situated in the center of the Verde Valley within Yavapai County, Cottonwood serves as the primary commercial and healthcare hub for the surrounding rural region. The city maintains a balanced demographic of retirees and working families, supported by a steady employment base in medical services and tourism. It functions as a standalone center located roughly 100 miles north of Phoenix and 50 miles south of Flagstaff.
Living Here: Amenities & Lifestyle
Daily life often revolves around the historic charm of Old Town Cottonwood, where residents frequent local tasting rooms and cafes along Main Street. Outdoor enthusiasts utilize the extensive trail systems at Dead Horse Ranch State Park or kayak along the Verde River at Riverfront Park. The river provides a cool respite during summer months. For shopping and essentials, the Highway 89A corridor provides a concentrated mix of national retailers and local services. The presence of the Verde Valley Medical Center makes the city a critical healthcare destination for the entire valley. Exploring new home communities in Cottonwood allows residents to stay close to these central amenities while enjoying modern infrastructure.
Schools & Family Appeal
Families are served by the Cottonwood-Oak Creek School District and Mingus Union High School, which provides a variety of career and technical education programs. The Cottonwood Public Library and the local Recreation Center act as vital community gathering spots, offering year-round programming for all ages. These institutions support a stable environment for the city's growing number of young households.
Why New Construction Makes Sense Here
Much of the existing housing stock in the Verde Valley dates back several decades. These older properties often require immediate investment in roofing or HVAC systems to handle the intense Arizona sun. Choosing new construction homes in Cottonwood provides buyers with 10-year structural warranties and the assurance that major components are brand new. This eliminates the "Year One" capital expenditures common with older desert properties, such as replacing aging swamp coolers. For those on a tighter timeline, quick move-in homes in Cottonwood offer these modern protections without the wait of a custom build. This peace of mind is particularly valuable in a high-desert climate where home efficiency and structural integrity are tested by seasonal temperature swings.















