New construction homes for sale in Charlotte County, FL
1,504 homes
Deal spotlight: real Jome success stories
Ana V.
First-time buyer with $500 down
We went from renting a crumbling home to owning a 4-bed with $500 down — Jome made it possible.
Bought with Jome - July 2025
Avenida by D.R. Horton
- 4 bd
- 2 ba
- 2 stories
- 1,891 sqft
Savings breakdown
Monthly payment
$1,679/mo$2,384/moSaved $705/moCash to close
$10,500$18,500Saved $8,000🔥 Deal worth: $16,640
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- 4 bedrooms
- Modern finishes
- Open layout
- Family-friendly area
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Rachel P.
Turned down twice. Now a proud homeowner — with nothing due at closing!
I fixed my credit, worked with Jome, and got my home with $850 down — no closing costs.
Bought with Jome - July 2025
Landon Ridge by Lennar
- 3 bd
- 2 ba
- 1 story
- 1,266 sqft
Savings breakdown
Monthly payment
$1,600/mo$2,047/moSaved $447/moCash to close
$850$12,350Saved $11,500🔥 Deal worth: $20,514
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- Affordable
- Manageable payments
- Fresh start
- Smart Layout
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Ankit S.
Locked in 3.99% — now paying what they did in rent
With Jome's help, we locked in 3.99% and now own a home for the same monthly payment as our rent.
Bought with Jome - July 2025
Frontier Pointe by D.R. Horton
- 2 bd
- 2 ba
- 1 story
- 1,123 sqft
Savings breakdown
Monthly payment
$1,553/mo$2,364/moSaved $811/moCash to close
$6,633$18,720Saved $12,087🔥 Deal worth: $21,819
Includes: blinds, refrigerator, gutters, garage door opener
Why this home is a match:
- 3.99% interest
- Modern Kitchen
- Energy Efficient
- Extras included free
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How much home can you afford?Get a quick estimate of how much you can afford based on common lender's approval criteria.
New home communities in Charlotte County, FL
84 communities
Recently Added Communities in Charlotte County, FL
Popular Communities in Charlotte County, FL
- Jome
- New homes search
- Florida
- Charlotte County
Housing market in Charlotte County, FL
Real estate price trends
Home price data reflects 1504 listings in Charlotte County, FL, sourced from Jome and updated regularly
*Based on Jome markets
What it's like to live in Charlotte County?
Economic & Geographic Profile
Charlotte Harbor and the Gulf of Mexico serve as the primary drivers for the local economy, attracting a steady stream of tourism and seasonal residents. This coastal region supports a robust service sector, alongside growing healthcare and aviation industries centered around the Punta Gorda Airport. With over 800 miles of shoreline, the county provides extensive access to boating and fishing, making it a focal point for water-based recreation in Southwest Florida.
Cities & Community Character
The historic charm of Punta Gorda, the county’s only incorporated city, contrasts with the expansive residential layouts of Port Charlotte and the quiet, beach-oriented atmosphere of Englewood. These areas offer a range of environments, from established waterfront neighborhoods to emerging inland developments that prioritize preservation and sustainability.
Market Trends & Development
Recent residential development in Charlotte County has shifted toward large-scale projects, including the nation’s first solar-powered town, which highlights a commitment to modern infrastructure. The new construction market in Charlotte County is expanding to meet the needs of retirees and remote professionals seeking proximity to the coast without the density of neighboring metropolitan areas. This increased homebuilding activity in Charlotte County focuses on high-performance designs that meet rigorous Florida building codes for storm resilience.
Regional Value & Lifestyle
Homebuyers often find greater value here compared to the higher-priced markets of Sarasota or Naples, allowing for larger lots and modern amenities. New builds emphasize energy efficiency and advanced cooling systems to manage the subtropical climate effectively. Florida’s lack of state income tax further enhances the financial appeal for those investing in the region’s long-term growth.
Frequently Asked Questions (FAQs)
What is the current median sale price for a property in Charlotte County, FL?
As of December 2025 the median sale price for properties in Charlotte County, FL, is recorded at $392,748. This figure represents 1506 of new construction homes by 21 of builders.
Who are the major developers of new construction homes in Charlotte County, FL?
When considering new construction homes in Charlotte County, FL, Lennar, Maronda Homes, D.R. Horton, Adams Homes and Dream Finders Homes are the key builders to know. Their developments are known for quality construction in desirable locations.
Where is the primary growth for new homes in Charlotte County?
The most significant development is occurring at Babcock Ranch, a massive, solar-powered master-planned town located on the border of Charlotte and Lee counties. This community is driving much of the region's inventory with diverse neighborhoods and sustainable infrastructure. Additionally, the West Port area is expanding with new single-family homes. Punta Gorda continues to see infill growth and new construction in communities like Burnt Store Marina, catering to boaters and active adults.
What makes Babcock Ranch unique for new home buyers?
Babcock Ranch is distinct because it is the first solar-powered town in America, with its own utility infrastructure designed for storm resilience. Buyers here should be aware that in addition to HOA fees, there is a maintenance fee for the stewardship of the land and amenities. The community is designed with sustainability in mind, featuring autonomous shuttles, extensive trails, and homes built to efficiency standards that often exceed typical code requirements, potentially lowering long-term utility costs.
Is flood insurance required for new construction in Charlotte County?
Charlotte County is a coastal region intersected by harbors and rivers, so flood risk is a reality. If you finance a home in a federally designated high-risk flood zone (Special Flood Hazard Area), flood insurance is mandatory. However, even for new homes built in lower-risk "X zones," coverage is strongly recommended. The impact of recent hurricanes has shown that storm surge and flooding can affect broad areas. New construction is built to higher elevation codes, which helps mitigate premiums, but a policy remains a prudent safeguard.