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Front exterior of a new home in , Homer, GA, highlighting curb appeal (Image 1).
Move-in ready
  • 4 bd
  • 3.5 ba
  • 2,344 sqft

108 Ginger Trl, Homer, GA 30547

$471,849

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  • Single-Family
  • Quick move-in
  • $201.3/sqft
  • $1,365/annual HOA

Home description

If you’ve been trying to find a 4-bedroom home on a golf course in Homer, GA under $500K, you already know how rare that is. That’s what makes 108 Ginger Trail such an exciting opportunity. Finished in 2026 and set in the desirable Chimney Oaks Golf Course community, this home offers a warm, modern feel with a backdrop that’s hard to beat.

From the moment you step inside, the main level feels open, bright, and designed for real life. The kitchen and family room flow together seamlessly—perfect for casual mornings at the island, hosting friends, or cozy nights by the sleek linear electric fireplace. The kitchen features cashew-colored cabinetry, granite countertops, stainless steel appliances, and a spacious center island that naturally becomes the heart of the home.

Downstairs, you’ll find one bedroom and 1.5 baths, a setup that works beautifully for guests, in-laws, a home office, or anyone who appreciates main-level living. Upstairs, there are three comfortable bedrooms and two full baths, giving everyone their own space without sacrificing closeness. Natural light fills the entire home, and the golf course views create a sense of calm and privacy that’s hard to find.

One of the biggest perks is the unfinished basement—a true blank canvas for future expansion, storage, or whatever vision you have in mind. Step outside onto the covered back deck, complete with a ceiling fan, where evenings feel peaceful and mornings come with a view of the fairway.

With a 2-car garage, 2,344 square feet of finished living space, and room to grow, this home feels both practical and thoughtfully designed. And being part of Chimney Oaks means you get the charm of a premier golf course community while still being close to everything you need in Homer.

To schedule a private tour of 108 Ginger Trail, call or text for details and availability. This one truly stands out in today’s market.

Interior Stock Photos being used

Listed by Grayson Gentzel, Ggentzel@pbgbuilt.com
PBG Built Realty, LLC, MLS 7721982

Information last verified by Jome: Today at 2:14 AM (February 26, 2026)

Home highlights

Close to Lake Lanier
Map tag
Great location

Popular North Georgia lake offering boating, fishing, and lakeside living near metro Atlanta and mountain getaways.

29.1 miles away
Shopping Nearby
Club House
Fitness Center/Exercise Area
Tennis Courts
Golf Course
Pickleball Court

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Estimated value based on Jome data, T&C apply

Home details

*Pricing and availability are subject to change.
Property status:
Move-in ready
Lot size (acres):
0.22
Size:
2,344 sqft
Stories:
2
Beds:
4
Baths:
3
Half baths:
1
Garage spaces:
2
Fence:
No Fence

Construction details

Year Built:
2026
Roof:
Composition Roofing, Shingle Roofing

Home features & finishes

Construction Materials:
Cement
Cooling:
Ceiling Fan(s)
Flooring:
Vinyl FlooringCarpet FlooringTile Flooring
Foundation Details:
Slab
Garage/Parking:
Garage
Interior Features:
Ceiling-HighWalk-In PantryDouble Vanity
Kitchen:
DishwasherMicrowave OvenDisposalKitchen IslandKitchen Range
Laundry facilities:
Common Laundry Facilities
Property amenities:
DeckBackyardCabinetsElectric FireplaceYard
Rooms:
KitchenFamily RoomOpen Concept Floorplan
Security system:
Smoke DetectorCarbon Monoxide Detector
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Utility information

Heating:
Electric Heating
Utilities:
Electricity Available, Phone Available, Cable Available, Water Available

Community amenities

The composition of The home at Ginger Trl includes various built-in features that support the single-family population. The data lists 7 amenities that form part of the neighborhood's identity. Features such as Golf Course View are included in this total, reflecting the specific community features in Homer, Georgia. These elements work together to create a structured environment for residents, offering places for gathering or activity.
  • Golf Course View
  • Fitness Center/Exercise Area
  • Club House
  • Golf Course
  • Tennis Courts
  • Pickleball Court
  • Shopping Nearby

Neighborhood

Home address

108 Ginger Trl, Homer, GA 30547
City:
Homer
County:
Banks
Zip Code:
30547
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Schools in Banks County School District

For families in The home at Ginger Trl, the academic journey is anchored by the Banks County School District. Students generally begin at Banks County Elementary School, a public facility for Elementary grades located about 2.5 mi away. Intermediate education takes place at Banks County Middle School, serving Middle grades and sitting roughly 3.6 mi from the neighborhood. Finally, Banks County High School accommodates High grades within 3.8 mi and is listed with a rating of 6. This establishes the experience for homes zoned to Banks County School District.
GreatSchools.org logo

GreatSchools’ Summary Rating calculation is based on 4 of the school’s themed ratings, including test scores, student/academic progress, college readiness, and equity. This information should only be used as a reference. Jome is not affiliated with GreatSchools and does not endorse or guarantee this information. Please reach out to schools directly to verify all information and enrollment eligibility. Data provided by GreatSchools.org © 2025

Places of interest

Destinations categorized as River are distributed across the area, reflecting the regional scale. Among the several locations, Chattahoochee River is positioned at a distance of about 54.3 mi. These spots are part of a wider array of venues that define the local setting, from commercial districts to open spaces. This mix characterizes the destinations across the Homer area.

Getting around

For prospective residents of The home at Ginger Trl, getting from place to place depends on the local network. The Walk Score of 3 (Car-Dependent) indicates the feasibility of foot travel for daily tasks. Biking is categorized by a Bike Score of (), offering insight for cyclists. This data summarizes commuting in and around Homer.
Walk score ®
3 /100
Car-Dependent

Air quality

Natural hazards risk

Understanding the variables that shape the environment around The home at Ginger Trl is useful for prospective buyers. The data breaks down these variables into scores for easy comparison, providing a clear vocabulary for discussing local conditions. This systematic approach ensures that no single factor is overlooked when evaluating the region. For Lightning, the system reports a score of 53.38 and a rating of Relatively Low. This detail helps clarify the hazard considerations for this part of Georgia, providing the necessary context to understand how the area is classified by environmental agencies.
Riverine flooding25.5
Very Low
Wildfire33.9
Very Low
Hurricane55.1
Very Low
Earthquake55.8
Very Low
Heat wave0.0
No Rating
Strong wind36.7
Relatively Low

Provided by FEMA

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Listed by Grayson Gentzel, Ggentzel@pbgbuilt.com
PBG Built Realty, LLC, MLS 7721982

Some IDX listings have been excluded from this IDX display. Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. © 2025 First Multiple Listing Service, Inc.

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Last checked Feb 26, 1:40 pm

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