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Front exterior of a new home in , Middleburg, FL, highlighting curb appeal (Image 1).
Move-in ready
  • 4 bd
  • 3 ba
  • 2,085 sqft

3957 Gareys Ferry Wy, Middleburg, FL 32068

Source MLS Verified
$434,900

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  • Single-Family
  • Quick move-in
  • $208.59/sqft
  • $110/monthly HOA

Home description

Zero down. Closing costs fully paid. A rate buydown that hits different when you realize your mortgage could be less than your rent.

The Tomoka delivers 4 bedrooms, 3 bathrooms, and 2,102 square feet of thoughtfully designed space -- generously sized closets in every bedroom, an upstairs loft perfect for a playroom or home office, and a covered patio made for year-round outdoor living. Every home at Jennings Farm includes quartz countertops, stainless steel appliances, recessed lighting, and smart-home technology. All included. Just move in.

Gated community. $3 million amenity center. Pool. Pickleball. No CDD fees. Read that again.

Zoned to A-rated schools. Right off HWY 21 for an easy commute to NAS Jax and downtown Jacksonville. Black Creek boat ramp around the corner. Jennings State Forest and Gold Head Branch State Park nearby.

Built by LGI Homes -- nationally trusted, locally delivered. Ask about qualification requirements today.

Listed by TAMMY BARANOWSKI, tammy@jaxlistingsisters.com
MOMENTUM REALTY, MLS 2146569

Information last verified by Jome: Yesterday at 1:31 AM (May 25, 2026)

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Estimated value based on Jome data, T&C apply

Home details

*Pricing and availability are subject to change.
Property status:
Move-in ready
Lot size (acres):
0.14
Size:
2,085 sqft
Stories:
2
Beds:
4
Baths:
3
Half baths:
1
Garage spaces:
2

Construction details

Year Built:
2024
Roof:
Shingle Roofing

Home features & finishes

Appliances:
Ice Maker
Construction Materials:
Frame
Cooling:
Ceiling Fan(s)Central Air
Flooring:
Carpet Flooring
Garage/Parking:
Garage
Interior Features:
Walk-In ClosetFoyerPantryBreakfast Bar
Kitchen:
Microwave OvenRefrigeratorDisposalGas CooktopGas OvenKitchen Range
Rooms:
Breakfast Area
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Utility information

Heating:
Central Heating
Utilities:
Electricity Available, Natural Gas Available, Cable Available, Sewer Available, Water Available
Water source:
Public

Neighborhood

Home address

3957 Gareys Ferry Wy, Middleburg, FL 32068
City:
Middleburg
County:
Clay
Zip Code:
32068
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Schools in Clay County School District

The home at Gareys Ferry Wy offers access to local schools through the Clay County School District. The zoned elementary campus is Middleburg Elementary School, teaching Elementary grades and reporting a rating of 8. As students progress, they attend Middleburg High School, a public school for High grades located 0.7 mi away. High schoolers transfer to Middleburg High School (High grades), which is found approximately 0.7 mi from the community.
GreatSchools.org logo

GreatSchools’ Summary Rating calculation is based on 4 of the school’s themed ratings, including test scores, student/academic progress, college readiness, and equity. This information should only be used as a reference. Jome is not affiliated with GreatSchools and does not endorse or guarantee this information. Please reach out to schools directly to verify all information and enrollment eligibility. Data provided by GreatSchools.org © 2025

More homes in Clay County School District

Places of interest

For those exploring the region, Lake locations offer specific points of engagement near The home at Gareys Ferry Wy. The area hosts various such destinations, with Lake Shore located approximately 14.9 mi away. These venues are integrated into the broader community structure, appearing alongside other key regional sites. They are essential components of the places of interest near The home at Gareys Ferry Wy.
River
Black Creek4.8 mi
Ortega River10.4 mi
Julington Creek15.5 mi
Education
Fortis Institute - Orange Park Campus7.1 mi
Fortis College – Orange Park7.1 mi
Florida State College at Jacksonville - Cecil Center12.1 mi

Getting around

Movement potential around The home at Gareys Ferry Wy is assessed through multiple categories to help with route planning. Cycling conditions are captured by a Bike Score of 25 (Somewhat Bikeable), while pedestrian movement is rated with a Walk Score of 0 (Car-Dependent). These figures describe transportation access near The home at Gareys Ferry Wy.
Walk score ®
0 /100
Car-Dependent
Bike score ®
25 /100
Somewhat Bikeable

Noise level

Readings from Soundscore characterize the sound environment at The home at Gareys Ferry Wy. The total Noise Score is Calm, which is rated as Calm. This includes a breakdown of traffic noise (Calm) and airport noise (Calm), offering a detailed look at the acoustic factors present. These statistics offer a snapshot of noise levels in Middleburg, Florida.
98
50Calm100
Traffic noiseCalm
Local sources noiseCalm
Airports noiseCalm

A Soundscore™ rating is a number between 50 (very loud) and 100 (very quiet) that tells you how loud a location is due to environmental noise.

Natural hazards risk

The setting of The home at Gareys Ferry Wy is defined by a collection of environmental statistics relevant to Clay County. These figures, sourced from FEMA, offer an objective look at local conditions, free from subjective interpretation. By focusing on the numbers, residents can see a direct representation of the physical factors at play. The data for Hurricane includes a score of 93.41 and a rating of Relatively Moderate. Together with other metrics, this defines the environmental conditions in Middleburg, Florida, serving as a valuable tool for anyone looking to understand the region's natural characteristics.
Riverine flooding76.8
Relatively Moderate
Wildfire90.1
Relatively Moderate
Hurricane93.4
Relatively Moderate
Earthquake74.6
Relatively Low
Heat wave0.0
No Rating
Coastal flooding63.4
Relatively Low

Provided by FEMA

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Listed by TAMMY BARANOWSKI, tammy@jaxlistingsisters.com
MOMENTUM REALTY, MLS 2146569

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS. © 2025 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Last checked May 25, 11:00 pm

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