Entrance to the Palmetto Bluff community in Port Saint Joe, FL, featuring signage and landscaping (Image 1).

Community amenity available to residents of Palmetto Bluff in Port Saint Joe (Image 2).

Community amenity available to residents of Palmetto Bluff in Port Saint Joe (Image 3).

Front exterior of a home in the Palmetto Bluff community, located in Port Saint Joe, FL (Image 4).

Front exterior of a home in the Palmetto Bluff community, located in Port Saint Joe, FL (Image 5).

Furnished interior in a model home at Palmetto Bluff in Port Saint Joe (Image 6).

Furnished interior in a model home at Palmetto Bluff in Port Saint Joe (Image 7).

Furnished interior in a model home at Palmetto Bluff in Port Saint Joe (Image 8).

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Furnished interior in a model home at Palmetto Bluff in Port Saint Joe (Image 9).

Entrance to the Palmetto Bluff community in Port Saint Joe, FL, featuring signage and landscaping (Image 10).

Community amenity available to residents of Palmetto Bluff in Port Saint Joe (Image 11).

Community amenity available to residents of Palmetto Bluff in Port Saint Joe (Image 12).

Community amenity available to residents of Palmetto Bluff in Port Saint Joe (Image 13).

Front exterior of a home in the Palmetto Bluff community, located in Port Saint Joe, FL (Image 14).

Front exterior of a home in the Palmetto Bluff community, located in Port Saint Joe, FL (Image 15).

Front exterior of a home in the Palmetto Bluff community, located in Port Saint Joe, FL (Image 16).

Ready for touring

Palmetto Bluff by D.R. Horton

185 Palmetto Bluff Trl, Port Saint Joe, FL 32456

5 homes
3 plans
1,293 - 2,043 sqft

from $314,900

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Builder deals available

2 programs • Save up to $21,980 • 7 years estimate

TOP-TIER DEAL
VA 30 Year Fixed
$21,980 est. value
- Rate buydown from 3.88% (1–5 year) with 5.332% APR
FHA 30 Year Fixed
$18,740 est. value
- Rate buydown from 3.88% (1–5 year) with 5.735% APR and 3.5% down payment

Report outdated information

Deals may change and are not guaranteed. Some deals apply to specific homes or plans. Not a financing offer. Eligibility varies by lender. Please verify details.

Available homes

Extra incentives may apply to these homes

Pricing and availability are subject to change.

The Lakeside
$329,900
- 5 bd
- 3 ba
- 2,043 sqft
131 Reagan Ln, Port Saint Joe, FL 32456
The Lakeside
$344,900
- 5 bd
- 3 ba
- 2,043 sqft
281 Cades Ct, Port Saint Joe, FL 32456
The Cali
$349,900
- 4 bd
- 2 ba
- 1,799 sqft
167 Reagan Ln, Port Saint Joe, FL 32456
The Cali
$349,900
- 4 bd
- 2 ba
- 1,799 sqft
213 Cades Ct, Port Saint Joe, FL 32456
The Cali
$353,525
- 4 bd
- 2 ba
- 1,799 sqft
227 Cades Ct, Port Saint Joe, FL 32456

Plans

The Aldridge

$314,900+

3 bd
2 ba
1,293 sqft

The Cali

$349,900+

4 bd
2 ba
1,799 sqft

The Lakeside

$369,900+

5 bd
3 ba
2,043 sqft

Community highlights

Explore Palmetto Bluff, a single-family home community by D.R. Horton situated at 185 Palmetto Bluff Trl, Port Saint Joe, FL 32456. Currently, the community status is Selling. With 5 homes, including 5 move-in ready options. Palmetto Bluff homes size range from 1,293 to 2,043 square feet on various lot sizes. Prices range from $314,900 to $369,900.

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Estimated value based on Jome data, T&C apply

Community details

Builder(s):: D.R. Horton
Home type:: Single-Family

Selling status:: Selling
School district:: Gulf County School District

Community amenities

Dining Nearby
Playground
Pickleball Court
Shopping Nearby

About the builder - D.R. Horton

1978foundation year
1M+homes delivered
1,193communities on Jome
8,595homes on Jome

Guided by a value-first dedication to homebuyers, D.R. Horton has grown from its Texas roots to become the nation's largest homebuilder by volume since 2002. The company offers a variety of new construction homes designed for different lifestyles, from first-time buyers to luxury living. This focus on diverse product offerings and strategic growth has solidified its reputation in the housing market.

View D.R. Horton builder profile >

Neighborhood

Community address

185 Palmetto Bluff Trl, Port Saint Joe, FL 32456

City:: Port Saint Joe
County:: Gulf
Zip Code:: 32456

Schools in Gulf County School District

Grades 09-12Public
gulf virtual franchise
0.2 mi
150 middle school rd
na
Grades 07-12Public
gulf apex
0.2 mi
150 middle school rd
na
Grades 07-12Public
port st. joe high school
0.3 mi
100 shark dr
6/10
Grades PK-06Public
port st. joe elementary school
0.7 mi
2201 long ave
4/10
Grades UG-UGPrivate
shoreline center for exceptional students
2.0 mi
528 cecil g costin state road blvd ste a
na
Grades PK-08Public
prek ese
22.9 mi
130 east river road
na

GreatSchools’ Summary Rating calculation is based on 4 of the school’s themed ratings, including test scores, student/academic progress, college readiness, and equity. This information should only be used as a reference. Jome is not affiliated with GreatSchools and does not endorse or guarantee this information. Please reach out to schools directly to verify all information and enrollment eligibility. Data provided by GreatSchools.org © 2025

More homes in Gulf County School District

Getting around

Walk score ®

6 /100

Car-Dependent

Bike score ®

30 /100

Somewhat Bikeable

Natural hazards risk

Climate hazards can impact homes and communities, with risks varying by location. These scores reflect the potential impact of natural disasters and climate-related risks on Gulf County

Riverine flooding63.4

Relatively Low

Wildfire77.3

Relatively Low

Hurricane89.0

Relatively Moderate

Earthquake26.6

Very Low

Heat wave45.2

Relatively Low

Coastal flooding49.7

Relatively Low

Strong wind15.2

Very Low

Tornado35.2

Relatively Low

Winter weather10.0

Very Low

Cold wave0.0

No Rating

Drought23.9

Very Low

Hail7.0

Very Low

Lightning78.5

Relatively Moderate

Landslide9.3

Very Low

Provided by FEMA

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Financial details

New Homes in Palmetto Bluff are priced from $314,900, presenting an unmissable chance to own a dream home. These homes are a great value, priced over 10% below the area's average of $369,900. Additionally, you may benefit from builder incentives to reduce upfront costs or monthly payments.

Average home price in Port Saint Joe, FL 32456

$369,900

Average new home price

$199

Average price per sqft

Calculated based on the Jome data

Financials

Estimated monthly payment

Palmetto Bluff by D.R. Horton

Welcome to Palmetto Bluff, a beautiful new home community nestled in the town of Port St. Joe, Florida. Port St. Joe is a highly visited, peaceful town full of great food, live music, fishing, and festivals. While it is always active, it retains the small town feel with plenty of local business located in the downtown area and great schools with a thriving community where everyone gets along. Those that live there love the location of Port St. Joe as it is not far from Cape San Blas, Mexico Beach, and only an hour drive to Panama City and Apalachicola. Port St. Joe is also conveniently located 30 minutes to Tyndall Air Force base.

Palmetto Bluff is located Port St. Joe Highschool as well as the Hospital, so it is just on the outskirts of town. As you drive in, you will notice the beautiful floorplans that feature, including the Cali, Lakeside, and Aldridge. Palmetto Bluff also has its own Pickleball Court, a sport growing in popularity across all ages.

These homes range from 1,293-2,043 square feet, 3-5 bedrooms, and up to 3 bathrooms. Each home is an open style floor plan with beautiful EVP flooring throughout the homes. The kitchen and bathrooms have single and double vanity granite countertops and stainless-steel appliances with beautiful white cabinetry. Each home has beautiful Hardie Board siding as well as soft beach colors and sidewalks that line the community so you can enjoy your sunrise or sunset walks with your family, friends, or pets.

Comfort and convenience are what you will find at Palmetto Bluff. Whether it’s going to the beach, enjoying a local music festival, or having your children in a great school system, Port St. Joe is the perfect little town with it all.

Last checked Dec 5, 12:19 am

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Builder deals available

VA 30 Year Fixed

FHA 30 Year Fixed

Available homes

The Lakeside