New Homes in Gated Communities - Tool, TX
2 homes
Deal spotlight: real Jome success stories
Ana V.
First-time buyer with $500 down
We went from renting a crumbling home to owning a 4-bed with $500 down — Jome made it possible.
Bought with Jome - July 2025
Avenida by D.R. Horton
- 4 bd
- 2 ba
- 2 stories
- 1,891 sqft
Savings breakdown
Monthly payment
$1,679/mo$2,384/moSaved $705/moCash to close
$10,500$18,500Saved $8,000🔥 Deal worth: $16,640
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- 4 bedrooms
- Modern finishes
- Open layout
- Family-friendly area
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Rachel P.
Turned down twice. Now a proud homeowner — with nothing due at closing!
I fixed my credit, worked with Jome, and got my home with $850 down — no closing costs.
Bought with Jome - July 2025
Landon Ridge by Lennar
- 3 bd
- 2 ba
- 1 story
- 1,266 sqft
Savings breakdown
Monthly payment
$1,600/mo$2,047/moSaved $447/moCash to close
$850$12,350Saved $11,500🔥 Deal worth: $20,514
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- Affordable
- Manageable payments
- Fresh start
- Smart Layout
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Ankit S.
Locked in 3.99% — now paying what they did in rent
With Jome's help, we locked in 3.99% and now own a home for the same monthly payment as our rent.
Bought with Jome - July 2025
Frontier Pointe by D.R. Horton
- 2 bd
- 2 ba
- 1 story
- 1,123 sqft
Savings breakdown
Monthly payment
$1,553/mo$2,364/moSaved $811/moCash to close
$6,633$18,720Saved $12,087🔥 Deal worth: $21,819
Includes: blinds, refrigerator, gutters, garage door opener
Why this home is a match:
- 3.99% interest
- Modern Kitchen
- Energy Efficient
- Extras included free
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New Homes in Gated Communities - Tool, TX
How much home can you afford?Get a quick estimate of how much you can afford based on common lender's approval criteria.
Housing market in Tool, TX
- StateTexas
- MarketDallas-Fort Worth Area
- Neighborhoods0
- Communities0
- Single family11
- Townhouses0
- Multi family0
- Condominiums0
- Active builders0
- Starting price$190,000
- Median price$305,000
- Price per square foot$173.53
Real estate price trends
Home price data reflects 2 listings in Tool, TX, sourced from Jome and updated regularly
*Based on Jome markets
What it's like to live in Tool?
The Local Vibe (Location & Identity)
Tool is situated on the western shores of Cedar Creek Lake in Henderson County, approximately 60 miles southeast of Dallas. With a population of roughly 2,200 residents, the city functions as a quiet residential retreat for retirees and commuters who prefer a lakeside setting over the suburban sprawl of the Metroplex. The community is defined by its proximity to the water, maintaining a relaxed, low-density character compared to the more commercialized neighboring hubs.
Living Here: Amenities & Lifestyle
Daily life in Tool centers on outdoor recreation and the water. Residents frequently utilize Tool City Park, which provides essential lake access via a public boat ramp and fishing pier. For social activity and recreation, The Eight at Tool offers a local golf course that serves as a primary gathering spot for the community. While the city itself is primarily residential, the nearby TX-274 corridor connects residents to Gun Barrel City for major retail needs, including Lowe’s and various grocery options. Local dining is casual, with spots like Tool Food Mart serving as convenient stops for quick essentials. The humid subtropical climate allows for year-round boating, though the high summer humidity is a distinct characteristic of this East Texas region. This area appeals most to those who value a slower pace and direct access to one of the state's largest reservoirs.
Schools & Family Appeal
Students in the community are served by the Malakoff Independent School District, which is a focal point for local families. Malakoff High School is particularly well-known in the region for its competitive athletic programs and high levels of community support. Families often utilize the Oran White Civic Center and the local park’s playground for weekend activities and seasonal community events.
Why New Construction Makes Sense Here
Choosing new construction homes in Tool offers a level of predictability that the area’s older lake cottages often lack. Much of the existing housing stock consists of mid-century builds that may face foundation issues due to the region's expansive clay soils and high moisture levels. By investing in new home communities in Tool, buyers secure 10-year structural warranties and the latest weather-resistant materials. This eliminates the immediate risk of high-cost capital expenditures, such as roof or HVAC replacements, which are common in older lakeside properties. For those ready to start their lake life immediately, quick move-in homes in Tool provide a modern, low-maintenance alternative to the renovation-heavy local market.