D.R. Horton Homes in Surf City, NC
15 homes
Deal spotlight: real Jome success stories
Ana V.
First-time buyer with $500 down
We went from renting a crumbling home to owning a 4-bed with $500 down — Jome made it possible.
Bought with Jome - July 2025
Avenida by D.R. Horton
- 4 bd
- 2 ba
- 2 stories
- 1,891 sqft
Savings breakdown
Monthly payment
$1,679/mo$2,384/moSaved $705/moCash to close
$10,500$18,500Saved $8,000🔥 Deal worth: $16,640
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- 4 bedrooms
- Modern finishes
- Open layout
- Family-friendly area
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Rachel P.
Turned down twice. Now a proud homeowner — with nothing due at closing!
I fixed my credit, worked with Jome, and got my home with $850 down — no closing costs.
Bought with Jome - July 2025
Landon Ridge by Lennar
- 3 bd
- 2 ba
- 1 story
- 1,266 sqft
Savings breakdown
Monthly payment
$1,600/mo$2,047/moSaved $447/moCash to close
$850$12,350Saved $11,500🔥 Deal worth: $20,514
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- Affordable
- Manageable payments
- Fresh start
- Smart Layout
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Ankit S.
Locked in 3.99% — now paying what they did in rent
With Jome's help, we locked in 3.99% and now own a home for the same monthly payment as our rent.
Bought with Jome - July 2025
Frontier Pointe by D.R. Horton
- 2 bd
- 2 ba
- 1 story
- 1,123 sqft
Savings breakdown
Monthly payment
$1,553/mo$2,364/moSaved $811/moCash to close
$6,633$18,720Saved $12,087🔥 Deal worth: $21,819
Includes: blinds, refrigerator, gutters, garage door opener
Why this home is a match:
- 3.99% interest
- Modern Kitchen
- Energy Efficient
- Extras included free
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How much home can you afford?Get a quick estimate of how much you can afford based on common lender's approval criteria.
D.R. Horton Communities in Surf City, NC
1 community
Recently Added Communities in Surf City, NC
Popular Communities in Surf City, NC
Housing market in Surf City, NC
- StateNorth Carolina
- Neighborhoods0
- Communities1
- Single family15
- Townhouses2
- Multi family0
- Condominiums0
- Active builders1
- Starting price$304,999
- Median price$334,999
- Price per square foot$236.25
Real estate price trends
Home price data reflects 15 listings in Surf City, NC, sourced from Jome and updated regularly
*Based on Jome markets
What it's like to live in Surf City?
The Local Vibe (Location & Identity)
Surf City serves as the commercial hub of Topsail Island, split between Pender and Onslow counties. This coastal town maintains a year-round population of roughly 4,000 residents, though the community expands significantly during the peak summer season. The demographic is a balanced mix of military families connected to Camp Lejeune, retirees seeking the coast, and professionals commuting to Wilmington or Jacksonville.
Living Here: Amenities & Lifestyle
Daily life revolves around the water, whether crossing the high-rise bridge for a morning surf or launching a boat at Soundside Park. Residents frequent the Surf City Ocean Pier for fishing and sunset views, while the Kenneth D. Batts Family Park offers a popular boardwalk and playground. Shopping and dining are concentrated along Highway 210 and 50, featuring local favorites like Shaka Taco and various seafood markets. Commuters typically face a 30-to-40-minute drive to major employment hubs in Wilmington or the military installations in Jacksonville. The town has seen steady growth on the mainland side, where new home communities in Surf City are expanding to meet the demand for permanent residency. Weekend afternoons are often spent exploring the Karen Beasley Sea Turtle Rescue and Rehabilitation Center or enjoying the uncrowded stretches of beach.
Schools & Family Appeal
Families are served by the Pender County School District, with students attending the modern Surf City Elementary and Surf City Middle School campus located just off the island. These facilities act as central gathering points for the community's youth and sports programs. The proximity to the mainland's growing infrastructure makes it a practical choice for households balancing beach access with educational needs.
Why New Construction Makes Sense Here
The harsh coastal environment of North Carolina, characterized by salt air and high humidity, can be incredibly taxing on older housing stock. Choosing new construction in Surf City provides a significant advantage through 10-year structural warranties and modern building codes designed for hurricane resistance. Buyers can avoid the immediate capital expenditures often required for aging beach cottages, such as roof replacements or HVAC overhauls. These modern builds also offer the benefit of quick move-in homes in Surf City, allowing residents to transition into a low-maintenance lifestyle without the stress of renovation. This peace of mind is essential in a region where weather-tight construction and energy-efficient materials are paramount for long-term value.