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St. Cloud

Cardel Homes in St. Cloud, FL

3 homes

  • Deal spotlight: real Jome success stories

    • Ana V.

      Ana V.

      First-time buyer with $500 down

      We went from renting a crumbling home to owning a 4-bed with $500 down — Jome made it possible.

      Bought with Jome - July 2025

      Avenida by D.R. Horton

      • 4 bd
      • 2 ba
      • 2 stories
      • 1,891 sqft

      Savings breakdown

      Monthly payment

      $1,679/mo$2,384/moSaved $705/mo

      Cash to close

      $10,500$18,500Saved $8,000

      🔥 Deal worth: $16,640

      Includes: lowered monthly investment, closing cost reduction

      Why this home is a match:

      • 4 bedrooms
      • Modern finishes
      • Open layout
      • Family-friendly area

      We'll match you to similar homes

    • Rachel P.

      Rachel P.

      Turned down twice. Now a proud homeowner — with nothing due at closing!

      I fixed my credit, worked with Jome, and got my home with $850 down — no closing costs.

      Bought with Jome - July 2025

      Landon Ridge by Lennar

      • 3 bd
      • 2 ba
      • 1 story
      • 1,266 sqft

      Savings breakdown

      Monthly payment

      $1,600/mo$2,047/moSaved $447/mo

      Cash to close

      $850$12,350Saved $11,500

      🔥 Deal worth: $20,514

      Includes: lowered monthly investment, closing cost reduction

      Why this home is a match:

      • Affordable
      • Manageable payments
      • Fresh start
      • Smart Layout

      We'll match you to similar homes

    • Ankit S.

      Ankit S.

      Locked in 3.99% — now paying what they did in rent

      With Jome's help, we locked in 3.99% and now own a home for the same monthly payment as our rent.

      Bought with Jome - July 2025

      Frontier Pointe by D.R. Horton

      • 2 bd
      • 2 ba
      • 1 story
      • 1,123 sqft

      Savings breakdown

      Monthly payment

      $1,553/mo$2,364/moSaved $811/mo

      Cash to close

      $6,633$18,720Saved $12,087

      🔥 Deal worth: $21,819

      Includes: blinds, refrigerator, gutters, garage door opener

      Why this home is a match:

      • 3.99% interest
      • Modern Kitchen
      • Energy Efficient
      • Extras included free

      We'll match you to similar homes

Cardel Homes Communities in St. Cloud, FL

1 community

  1. Jome
  2. New homes search
  3. Florida
  4. Greater Orlando Area
  5. Osceola County
  6. St. Cloud

Housing market in St. Cloud, FL

  • State
    Florida
  • Market
    Greater Orlando Area
  • Neighborhoods
    0
  • Communities
    68
  • Single family
    830
  • Townhouses
    118
  • Multi family
    3
  • Condominiums
    0
  • Active builders
    27
  • Starting price
    $290,000
  • Median price
    $432,990
  • Price per square foot
    $218.71

Real estate price trends

Home price data reflects 3 listings in St. Cloud, FL, sourced from Jome and updated regularly

*Based on Jome markets

What it's like to live in St. Cloud?

The Local Vibe (Location & Identity)

Located in Osceola County about 26 miles south of Orlando, St. Cloud maintains a distinct identity as a historic lakefront city rather than a typical suburb. With a population of approximately 60,000, the community is characterized by a high percentage of family households and a workforce that commutes primarily to the Orlando metro area or the nearby Lake Nona Medical City. It offers a slower pace of life centered around the southern shores of East Lake Tohopekaliga.

Living Here: Amenities & Lifestyle

Daily life often revolves around the St. Cloud Lakefront Park, where residents utilize the walking trails, splash pad, and marina for weekend recreation. The historic downtown district provides a walkable grid of local shops and eateries like the 10th Street Produce and Meats. Golfers frequently visit the Royal St. Cloud Golf Links, while nature enthusiasts explore the boardwalks at Peghorn Nature Park. For major shopping, residents head to the St. Cloud Commons or make the short drive to the Loop in Kissimmee. Access to Florida’s Turnpike and US-192 makes the commute to major employers like Orlando Health St. Cloud Hospital or the Disney theme parks straightforward. Many residents find that new home communities in St. Cloud offer a balance between rural tranquility and proximity to Central Florida’s economic hubs.

Schools & Family Appeal

Families are served by the School District of Osceola County, with local students attending well-established institutions like St. Cloud High School and Michigan Avenue Elementary. The city’s commitment to youth is evident in the extensive programming at the Chris J. Larkins Community Center and the St. Cloud Public Library. This focus on community infrastructure makes it a preferred destination for those seeking a stable environment for raising children.

Why New Construction Makes Sense Here

Choosing new construction homes in St. Cloud provides significant peace of mind, especially given the humid subtropical climate and the age of the city's historic housing stock. Older homes in the area often require immediate capital expenditures for roof replacements or aging HVAC systems to handle Florida’s intense summer heat. By opting for a new build, buyers benefit from 10-year structural warranties and modern building codes designed for hurricane resistance. This eliminates the stress of unexpected repairs during the first decade of ownership. For those on a tight timeline, quick move-in homes in St. Cloud offer these modern protections without the wait of a traditional build cycle.