D.R. Horton Homes in Panama City Beach, FL
85 homes
Deal spotlight: real Jome success stories

Ana V.
First-time buyer with $500 down
We went from renting a crumbling home to owning a 4-bed with $500 down — Jome made it possible.
Bought with Jome - July 2025
Avenida by D.R. Horton
- 4 bd
- 2 ba
- 2 stories
- 1,891 sqft
Savings breakdown
Monthly payment
$1,679/mo$2,384/moSaved $705/moCash to close
$10,500$18,500Saved $8,000🔥 Deal worth: $16,640
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- 4 bedrooms
- Modern finishes
- Open layout
- Family-friendly area
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Rachel P.
Turned down twice. Now a proud homeowner — with nothing due at closing!
I fixed my credit, worked with Jome, and got my home with $850 down — no closing costs.
Bought with Jome - July 2025
Landon Ridge by Lennar
- 3 bd
- 2 ba
- 1 story
- 1,266 sqft
Savings breakdown
Monthly payment
$1,600/mo$2,047/moSaved $447/moCash to close
$850$12,350Saved $11,500🔥 Deal worth: $20,514
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- Affordable
- Manageable payments
- Fresh start
- Smart Layout
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Ankit S.
Locked in 3.99% — now paying what they did in rent
With Jome's help, we locked in 3.99% and now own a home for the same monthly payment as our rent.
Bought with Jome - July 2025
Frontier Pointe by D.R. Horton
- 2 bd
- 2 ba
- 1 story
- 1,123 sqft
Savings breakdown
Monthly payment
$1,553/mo$2,364/moSaved $811/moCash to close
$6,633$18,720Saved $12,087🔥 Deal worth: $21,819
Includes: blinds, refrigerator, gutters, garage door opener
Why this home is a match:
- 3.99% interest
- Modern Kitchen
- Energy Efficient
- Extras included free
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How much home can you afford?Get a quick estimate of how much you can afford based on common lender's approval criteria.
Recently Added Communities in Panama City Beach, FL
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Housing market in Panama City Beach, FL
Real estate price trends
Home price data reflects 85 listings in Panama City Beach, FL, sourced from Jome and updated regularly
*Based on Jome markets
What it's like to live in Panama City Beach?
The Local Vibe (Location & Identity)
Panama City Beach serves as a primary economic engine for Bay County, evolving from a seasonal vacation spot into a year-round residential hub. The city’s demographic is a mix of military families connected to the nearby Naval Surface Warfare Center and professionals in the hospitality and healthcare sectors. Unlike the industrial character of neighboring Panama City, this coastal community is defined by its 27 miles of white-sand beaches and rapid infrastructure expansion.
Living Here: Amenities & Lifestyle
Daily life revolves around the Gulf of Mexico and the extensive retail corridor at Pier Park, which features over 120 stores and entertainment venues. Residents often spend weekends exploring the 2,900 acres of trails at Panama City Beach Conservation Park or launching boats from St. Andrews State Park. Frank Brown Park provides a massive complex for youth sports and community events, serving as a central gathering point for local families. Commutes are largely contained within the city via US-98, though many residents travel across the Hathaway Bridge for employment in the wider metro area. The city’s humid subtropical climate allows for outdoor recreation nearly year-round, though locals plan their schedules around the peak summer tourism traffic. Finding new home communities in Panama City Beach has become a priority for those wanting to live closer to these coastal amenities.
Schools & Family Appeal
Families are served by the Bay District Schools, with J.R. Arnold High School and Breakfast Point Academy being prominent local institutions. The city also offers the Panama City Beach Public Library and various community centers that host after-school programs and seasonal festivals. These resources, combined with the abundance of public beach access points, make the area a practical choice for active households.
Why New Construction Makes Sense Here
Investing in new construction homes in Panama City Beach offers significant peace of mind, particularly regarding coastal weather resilience and modern building codes. Older housing stock in the area often requires immediate capital expenditures for roof replacements or aging HVAC systems stressed by the salt air. New builds come with 10-year structural warranties and the latest impact-resistant materials, which are essential in this high-wind climate zone. For buyers on a tight timeline, quick move-in homes in Panama City Beach provide a turnkey solution that avoids the maintenance hurdles of renovated beach cottages. This modern inventory ensures that your first years of ownership are spent enjoying the Gulf rather than managing contractor schedules.
























