Century Complete Homes in Palatka, FL
2 homes
Deal spotlight: real Jome success stories
Ana V.
First-time buyer with $500 down
We went from renting a crumbling home to owning a 4-bed with $500 down — Jome made it possible.
Bought with Jome - July 2025
Avenida by D.R. Horton
- 4 bd
- 2 ba
- 2 stories
- 1,891 sqft
Savings breakdown
Monthly payment
$1,679/mo$2,384/moSaved $705/moCash to close
$10,500$18,500Saved $8,000🔥 Deal worth: $16,640
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- 4 bedrooms
- Modern finishes
- Open layout
- Family-friendly area
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Rachel P.
Turned down twice. Now a proud homeowner — with nothing due at closing!
I fixed my credit, worked with Jome, and got my home with $850 down — no closing costs.
Bought with Jome - July 2025
Landon Ridge by Lennar
- 3 bd
- 2 ba
- 1 story
- 1,266 sqft
Savings breakdown
Monthly payment
$1,600/mo$2,047/moSaved $447/moCash to close
$850$12,350Saved $11,500🔥 Deal worth: $20,514
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- Affordable
- Manageable payments
- Fresh start
- Smart Layout
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Ankit S.
Locked in 3.99% — now paying what they did in rent
With Jome's help, we locked in 3.99% and now own a home for the same monthly payment as our rent.
Bought with Jome - July 2025
Frontier Pointe by D.R. Horton
- 2 bd
- 2 ba
- 1 story
- 1,123 sqft
Savings breakdown
Monthly payment
$1,553/mo$2,364/moSaved $811/moCash to close
$6,633$18,720Saved $12,087🔥 Deal worth: $21,819
Includes: blinds, refrigerator, gutters, garage door opener
Why this home is a match:
- 3.99% interest
- Modern Kitchen
- Energy Efficient
- Extras included free
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New construction homes for sale near Palatka, FL
How much home can you afford?Get a quick estimate of how much you can afford based on common lender's approval criteria.
Century Complete Communities in Palatka, FL
1 community
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Housing market in Palatka, FL
Real estate price trends
Home price data reflects 2 listings in Palatka, FL, sourced from Jome and updated regularly
*Based on Jome markets
What it's like to live in Palatka?
The Local Vibe (Location & Identity)
Situated along the St. Johns River about an hour south of Jacksonville, Palatka serves as the historic and industrial hub of Putnam County. This city of roughly 10,500 residents maintains a slower pace of life, characterized by a workforce largely supported by the manufacturing and utility sectors. While it remains a standalone center for employment, the riverfront location attracts residents seeking a quieter, more established alternative to the rapid coastal sprawl of St. Augustine.
Living Here: Amenities & Lifestyle
Life in this riverfront community revolves around the water and the outdoors. Residents often spend weekends fishing on the St. Johns River or exploring the dramatic steephead ravines at Ravine Gardens State Park. The downtown area features the Larimer Arts Center and local favorites like Angel's Dining Car, which is the oldest diner in Florida. For daily needs, the Palatka Mall and various retailers along Highway 19 provide convenient shopping options. Commuters frequently travel to Gainesville or St. Augustine, though the presence of major employers like Georgia-Pacific and Seminole Electric Cooperative keeps many jobs local. The humid subtropical climate allows for year-round outdoor access, though the intense summer humidity is a consistent trade-off for the mild, frost-free winters.
Schools & Family Appeal
The Putnam County School District serves the area, with local students attending campuses such as Palatka Junior-Senior High School. Families often gather at Riverfront Park for community events or utilize the educational programs at the Palatka Public Library. The city’s focus on historic preservation and public parks creates a stable environment for multi-generational households.
Why New Construction Makes Sense Here
Much of the existing housing stock consists of historic bungalows or mid-century homes that often require significant updates to roofing, plumbing, and electrical systems. Choosing new construction homes in Palatka offers immediate peace of mind through 10-year structural warranties and modern building codes designed for Florida’s storm seasons. Buyers can avoid the immediate capital expenditures associated with aging HVAC units or outdated insulation common in the city's older neighborhoods. These new home communities in Palatka provide a turnkey solution for those who prefer spending their weekends on the river rather than managing a renovation list. Modern impact-resistant features and energy-efficient windows also provide a level of security and predictability that older riverfront properties may lack.