New construction homes for sale in Live Oak, FL
4 homes
Deal spotlight: real Jome success stories
Ana V.
First-time buyer with $500 down
We went from renting a crumbling home to owning a 4-bed with $500 down — Jome made it possible.
Bought with Jome - July 2025
Avenida by D.R. Horton
- 4 bd
- 2 ba
- 2 stories
- 1,891 sqft
Savings breakdown
Monthly payment
$1,679/mo$2,384/moSaved $705/moCash to close
$10,500$18,500Saved $8,000🔥 Deal worth: $16,640
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- 4 bedrooms
- Modern finishes
- Open layout
- Family-friendly area
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Rachel P.
Turned down twice. Now a proud homeowner — with nothing due at closing!
I fixed my credit, worked with Jome, and got my home with $850 down — no closing costs.
Bought with Jome - July 2025
Landon Ridge by Lennar
- 3 bd
- 2 ba
- 1 story
- 1,266 sqft
Savings breakdown
Monthly payment
$1,600/mo$2,047/moSaved $447/moCash to close
$850$12,350Saved $11,500🔥 Deal worth: $20,514
Includes: lowered monthly investment, closing cost reduction
Why this home is a match:
- Affordable
- Manageable payments
- Fresh start
- Smart Layout
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Ankit S.
Locked in 3.99% — now paying what they did in rent
With Jome's help, we locked in 3.99% and now own a home for the same monthly payment as our rent.
Bought with Jome - July 2025
Frontier Pointe by D.R. Horton
- 2 bd
- 2 ba
- 1 story
- 1,123 sqft
Savings breakdown
Monthly payment
$1,553/mo$2,364/moSaved $811/moCash to close
$6,633$18,720Saved $12,087🔥 Deal worth: $21,819
Includes: blinds, refrigerator, gutters, garage door opener
Why this home is a match:
- 3.99% interest
- Modern Kitchen
- Energy Efficient
- Extras included free
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New construction homes for sale near Live Oak, FL
How much home can you afford?Get a quick estimate of how much you can afford based on common lender's approval criteria.
Housing market in Live Oak, FL
Real estate price trends
Home price data reflects 4 listings in Live Oak, FL, sourced from Jome and updated regularly
*Based on Jome markets
What it's like to live in Live Oak?
The Local Vibe (Location & Identity)
Situated at the crossroads of Interstate 10 and Interstate 75, Live Oak serves as the seat of Suwannee County and a central hub for North Florida’s agricultural and timber industries. This standalone community of roughly 7,000 residents maintains a rural, employment-centered character where the workforce is largely supported by local healthcare and poultry processing sectors. It functions as a self-contained city rather than a bedroom community, attracting those who prefer a slower pace away from the high-density corridors of Jacksonville or Tallahassee.
Living Here: Amenities & Lifestyle
Life in Live Oak revolves around the outdoors and the historic charm of its downtown district. Residents often spend weekends at the Spirit of the Suwannee Music Park, a world-renowned venue for bluegrass and roots music, or exploring the trails at Suwannee River State Park. For local recreation, Heritage Park and Gardens provides a scenic backdrop for community events and quiet walks. Daily shopping is concentrated along US-129 and the Suwannee Shopping Center, while the local Shands Live Oak Regional Medical Center provides essential healthcare services close to home. Commutes are typically short for those working within the county, though the city’s proximity to major interstates allows for straightforward travel to regional hubs. The availability of new home communities in Live Oak provides modern housing options within this established landscape.
Schools & Family Appeal
Families are served by the Suwannee County School District, which includes Suwannee High School and several specialized primary campuses. The Suwannee County Public Library serves as a vital community gathering spot, offering programs that supplement the local educational environment. The city's focus on youth sports and outdoor activities at First Federal Sportsplex makes it a practical choice for households prioritizing an active, small-town upbringing.
Why New Construction Makes Sense Here
Much of the existing housing stock in Suwannee County consists of older farmhouses or mid-century builds that often require significant immediate investment in roofing and HVAC systems. Choosing new construction homes in Live Oak offers essential peace of mind through 10-year structural warranties and modern building codes designed for Florida’s humid subtropical climate. These move-in ready homes in Live Oak eliminate the risk of "Year One" capital expenditures, such as replacing a dated electrical system or repairing foundation issues common in older rural properties. For buyers looking to avoid the unpredictability of renovations, a new build provides a predictable, low-maintenance entry into the North Florida market.
Frequently Asked Questions (FAQs)
What is the current median sale price for a property in Live Oak, FL?
Prospective buyers in Live Oak, FL, as of December 2025, will find the median sale price for properties to be $440,000. This market snapshot includes 3 homes, offering a wide range of housing options.